Vitals
  • Total Assets
    76.1M -3.5 %
  • Total Deposits
    61.6M -3.2 %
  • Total Net Loans
    56.4M -1.1 %
  • Net Income
    435000.0000 1.6 %
  • Book Value
    11.9M 3.1 %
  • Book Value x2
    23.9M 3.1 %
  • Book Value x3
    35.8M 3.1 %
ROAA

.551

ROAE

3.669

Efficiency Ratio

78.308

Net Interest Margin

3.788

Balance Sheet Highlights
Financial Highlights Community Savings Bank All Insured Savings Banks in Ohio
Balance Sheet $(000)
Total Assets 76,097 265,966
Total Net Loans 56,444 190,627
Total Deposits 61,599 206,710
Total Equity 11,935 32,574
Profitability
Net Income 435 2,411
Return on Average Assets .551 .564
Return on Average Equity 3.669 4.535
Net Interest Margin 3.788 3.288
Efficiency Ratio 78.308 80.784
Noninterest Income/Revenue 7.125 22.248
Balance Sheet Ratios
Loan-to-Deposit 91.631 89.218
Securities/Assets .153 .114
Total Equity/Total Assets .157 .122
Tangible Equity/Tangible Assets .153 .119
Capital Adequacy
Tier 1 Common Capital 11,868 31,883
Tier 1 Capital 11,868 31,883
Tier 2 Capital 175 1,822
Total Capital 12,043 33,702
Total Risk Weighted Assets 44,205 167,152
Leverage Ratio 15.31 13.259
Common Equity Tier 1 Capital Ratio 26.85 24.788
Tier 1 Capital Ratio 26.85 24.788
Total Capital Ratio 27.24 25.792

Timeline for Community Savings Bank

The Home Building And Loan Company

Acquisition: Community Savings Bank acquired a new subsidiary, The Home Building And Loan Company, 9 years

View Profile Sep 13 2014

Community Savings Bank

Community Savings Bank was established 135 years ago and is currently headquartered in Bethel, OH.

Apr 06 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Home Building And Loan Company Seller 36,426 Acquisition Discontinued 9/13/2014
Relationships Role Relationship Start Relationship End
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