Vitals
  • Total Assets
    77.3M 4.7 %
  • Total Deposits
    70.7M 6.1 %
  • Total Net Loans
    55.3M 20.3 %
  • Net Income
    459000.0000 204.0 %
  • Book Value
    4.7M 6.7 %
  • Book Value x2
    9.5M 6.7 %
  • Book Value x3
    14.2M 6.7 %
ROAA

.613

ROAE

9.795

Efficiency Ratio

82.601

Net Interest Margin

3.833

Balance Sheet Highlights
Financial Highlights First Federal Of South Carolina, Fsb All Insured Savings Banks in South Carolina
Balance Sheet $(000)
Total Assets 77,313 130,696
Total Net Loans 55,296 81,193
Total Deposits 70,736 100,489
Total Equity 4,743 26,428
Profitability
Net Income 459 1,188
Return on Average Assets .613 .503
Return on Average Equity 9.795 3.716
Net Interest Margin 3.833 3.439
Efficiency Ratio 82.601 81.618
Noninterest Income/Revenue 27.531 15.159
Balance Sheet Ratios
Loan-to-Deposit 78.172 76.377
Securities/Assets .151 .184
Total Equity/Total Assets .061 .202
Tangible Equity/Tangible Assets .057 .199
Capital Adequacy
Tier 1 Common Capital 6,436 25,258
Tier 1 Capital 6,436 25,258
Tier 2 Capital 536 608
Total Capital 6,972 25,866
Total Risk Weighted Assets 42,574 68,370
Leverage Ratio 8.11 19.343
Common Equity Tier 1 Capital Ratio 15.12 39.657
Tier 1 Capital Ratio 15.12 39.657
Total Capital Ratio 16.38 40.728

Timeline for First Federal Of South Carolina, Fsb

First Carolina Bancshares, M.H.C.

First Carolina Bancshares, M.H.C. became a new parent organization for First Federal Of South Carolina, Fsb.

View Profile Nov 14 1994

First Federal Of South Carolina, Fsb

First Federal Of South Carolina, Fsb was established 62 years ago and is currently headquartered in Walterboro, SC.

Jan 01 1962
Relationships Role Relationship Start Relationship End
First Carolina Bancshares, M.H.C. Parent 7/21/2011
First Carolina Bancshares, M.H.C. Parent 11/14/1994 7/20/2011
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