Vitals
  • Total Assets
    8.6B 12.7 %
  • Total Deposits
    4.8B -11.7 %
  • Total Net Loans
    5.5B 8.8 %
  • Net Income
    60.9M 8.5 %
  • Book Value
    885.0M 13.7 %
  • Book Value x2
    1.8B 13.7 %
  • Book Value x3
    2.7B 13.7 %
ROAA

1.459

ROAE

13.989

Efficiency Ratio

57.793

Net Interest Margin

3.694

Balance Sheet Highlights
Financial Highlights Mercantile-Safe Deposit And Trust Company All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 8,557,486 486,679
Total Net Loans 5,496,177 386,356
Total Deposits 4,758,615 380,946
Total Equity 885,010 54,214
Profitability
Net Income 60,886 5,081
Return on Average Assets 1.459 1.251
Return on Average Equity 13.989 12.118
Net Interest Margin 3.694 4.23
Efficiency Ratio 57.793 66.598
Noninterest Income/Revenue 26.955 13.202
Balance Sheet Ratios
Loan-to-Deposit 115.5 91.283
Securities/Assets .198 .316
Total Equity/Total Assets .103 .111
Tangible Equity/Tangible Assets .073 -.041
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 660,439 43,464
Tier 2 Capital 124,377 8,781
Total Capital 784,816 51,591
Total Risk Weighted Assets 7,182,963 373,589
Leverage Ratio 8.06 10.128
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.19 12.736
Total Capital Ratio 10.93 14.264

Timeline for Mercantile-Safe Deposit And Trust Company

Pnc Bank, National Association

Mercantile-Safe Deposit And Trust Company was acquired by Pnc Bank, National Association 16 years

View Profile Sep 15 2007

Pnc Financial Services Group, Inc., The

Pnc Financial Services Group, Inc., The became a new parent organization for Mercantile-Safe Deposit And Trust Company.

View Profile Mar 02 2007

Cbnv Insurance Agency, Llc

Cbnv Insurance Agency, Llc became a new subsidiary organization for Mercantile-Safe Deposit And Trust Company.

View Profile Mar 02 2007

James Monroe Bank

Acquisition: Mercantile-Safe Deposit And Trust Company acquired a new subsidiary, James Monroe Bank, 17 years

View Profile Jul 18 2006

James Monroe Insurance Services, Inc.

James Monroe Insurance Services, Inc. became a new subsidiary organization for Mercantile-Safe Deposit And Trust Company.

View Profile Jul 18 2006

Want to see more?

Complete timeline for Mercantile-Safe Deposit And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pnc Bank, National Association Buyer 43,244,081 Pooling of Interests Discontinued 9/15/2007
James Monroe Bank Seller 541,870 Acquisition Discontinued 7/18/2006
Community Bank Of Northern Virginia Seller 888,487 Acquisition Discontinued 5/19/2005
Mercantile Potomac Bank Seller 1,076,350 Pooling of Interests Discontinued 4/21/2005
The Sparks State Bank Seller 271,583 Pooling of Interests Discontinued 4/1/2002
Mercantile Pennsylvania Corporation Seller Pooling of Interests Discontinued 3/10/1997
Relationships Role Relationship Start Relationship End
Pnc Financial Services Group, Inc., The Parent 3/2/2007 9/14/2007
Mercantile Bankshares Corporation Parent 9/1/1970 3/1/2007
Mercantile Mortgage Corporation Subsidary 4/1/1998 9/14/2007
Orange Central Corporation Subsidary 12/31/1981 9/14/2007
Mbc Leasing Corp. Subsidary 4/30/1996 9/14/2007
Msd&T Lpc, Inc. Subsidary 4/29/1999 9/14/2007
Pnc Capital Advisors, Inc. Subsidary 5/11/2001 9/14/2007
Mercantile/Cleveland, Llc Subsidary 2/28/2003 9/14/2007
Mercantile Brokerage Services Holding, Llc Subsidary 3/31/2003 9/14/2007
Msd&T Holdings & Investments, Inc. Subsidary 6/1/1994 8/24/2007
Cbnv Insurance Agency, Llc Subsidary 3/2/2007 8/21/2007
Mpa York, Inc. Subsidary 3/10/1997 3/1/2007
James Monroe Insurance Services, Inc. Subsidary 7/18/2006 9/6/2006
P V B Holdings & Investments, Inc. Subsidary 4/21/2005 6/28/2005
Mercantile Agency, Inc. Subsidary 1/29/1996 3/30/2005
Mercantile Securities, Inc. Subsidary 2/19/2002 11/11/2004
Ssb Holdings & Investments, Inc. Subsidary 4/1/2002 4/29/2002
7050 Oakland Mills Road Corporation Subsidary 7/11/1991 8/31/2001
17 F Hamill Road, Llc Subsidary 6/13/1995 8/31/2001
Mercantile Pennsylvania Corporation Subsidary 1/18/1985 3/9/1997
Gez Associates, Inc. Subsidary 8/28/1991 12/31/1996
Ebt Properties, Inc. Subsidary 8/28/1991 12/31/1996
Jac Associates, Inc. Subsidary 8/28/1991 12/31/1996
C. B. Realty, Inc. Subsidary 8/28/1991 12/31/1996
Mett, Inc. Subsidary 9/22/1993 12/31/1996
Mercantile-Towson Joint Venture Subsidary 12/31/1982 1/3/1994
Development Credit Corporation Of Maryland Subsidary 12/31/1971 1/2/1990
Equitable Development Company Subsidary 5/27/1976 5/24/1984
Cascade Joint Venture Subsidary 4/15/1982 2/20/1984
Mercantile-Towson Joint Venture Subsidary 9/1/1970 12/30/1982
National Distributing Properties Inc Subsidary 9/1/1970 3/16/1982
Orange Central Corporation Subsidary 12/31/1980 12/30/1981
Orange Central Corporation Subsidary 9/1/1970 12/30/1980
The Bank Of Fruitland Subsidary 1/12/1971 8/5/1980
Ocean Tankship Company, Inc. Subsidary 12/31/1976 11/4/1977
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