Vitals
  • Total Assets
    541.9M 3.1 %
  • Total Deposits
    449.4M -7.4 %
  • Total Net Loans
    412.3M 23.6 %
  • Net Income
    1.8M 0.8 %
  • Book Value
    44.6M 13.8 %
  • Book Value x2
    89.1M 13.8 %
  • Book Value x3
    133.7M 13.8 %
ROAA

.694

ROAE

8.343

Efficiency Ratio

70.124

Net Interest Margin

3.792

Balance Sheet Highlights
Financial Highlights James Monroe Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 541,870 356,172
Total Net Loans 412,326 258,177
Total Deposits 449,374 288,066
Total Equity 44,553 35,363
Profitability
Net Income 1,840 9,134
Return on Average Assets .694 1.132
Return on Average Equity 8.343 11.623
Net Interest Margin 3.792 4.235
Efficiency Ratio 70.124 66.809
Noninterest Income/Revenue 4.869 14.34
Balance Sheet Ratios
Loan-to-Deposit 91.756 84.888
Securities/Assets .184 .616
Total Equity/Total Assets .082 .099
Tangible Equity/Tangible Assets .082 -.223
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 47,367 32,702
Tier 2 Capital 4,276 3,055
Total Capital 51,643 35,994
Total Risk Weighted Assets 428,773 270,720
Leverage Ratio 8.78 10.385
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.05 13.898
Total Capital Ratio 12.04 15.076

Timeline for James Monroe Bank

Mercantile-Safe Deposit And Trust Company

James Monroe Bank was acquired by Mercantile-Safe Deposit And Trust Company 18 years

View Profile Jul 18 2006

James Monroe Insurance Services, Inc.

James Monroe Insurance Services, Inc. became a new subsidiary organization for James Monroe Bank.

View Profile Nov 14 2001

James Monroe Bancorp, Inc.

James Monroe Bancorp, Inc. became a new parent organization for James Monroe Bank.

View Profile Jul 01 1999

James Monroe Bank

James Monroe Bank was established 26 years ago and is currently headquartered in Arlington, VA.

Jun 08 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mercantile-Safe Deposit And Trust Company Buyer 8,557,486 Acquisition Discontinued 7/18/2006
Relationships Role Relationship Start Relationship End
James Monroe Bancorp, Inc. Parent 7/1/1999 7/17/2006
James Monroe Insurance Services, Inc. Subsidary 11/14/2001 7/17/2006
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