Efficiency Ratio Over Time
Efficiency Ratio James Monroe Bank All Insured Commercial Banks in Virginia
06-30-2006 70.124 66.809
03-31-2006 63.284 66.465
12-31-2005 59.379 66.06
09-30-2005 60.269 64.247
06-30-2005 61.34 64.679
03-31-2005 62.615 65.369
12-31-2004 60.105 65.278
09-30-2004 58.733 64.991
06-30-2004 57.667 65.483
03-31-2004 55.229 65.972
12-31-2003 58.382 64.911
09-30-2003 58.991 64.352
06-30-2003 57.822 63.374
03-31-2003 61.083 62.719
12-31-2002 61.904 63.6