Vitals
  • Total Assets
    435.2M 0.7 %
  • Total Deposits
    327.3M -5.3 %
  • Total Net Loans
    344.2M 18.4 %
  • Net Income
    2.5M 16.2 %
  • Book Value
    36.9M 3.1 %
  • Book Value x2
    73.7M 3.1 %
  • Book Value x3
    110.6M 3.1 %
ROAA

.578

ROAE

6.892

Efficiency Ratio

74.477

Net Interest Margin

3.487

Balance Sheet Highlights
Financial Highlights Medford Co-Operative Bank All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 435,174 328,090
Total Net Loans 344,226 198,689
Total Deposits 327,278 252,158
Total Equity 36,872 34,590
Profitability
Net Income 2,500 2,434
Return on Average Assets .578 .669
Return on Average Equity 6.892 6.632
Net Interest Margin 3.487 3.429
Efficiency Ratio 74.477 73.091
Noninterest Income/Revenue 4.911 8.607
Balance Sheet Ratios
Loan-to-Deposit 105.179 80.128
Securities/Assets .157 .379
Total Equity/Total Assets .085 .105
Tangible Equity/Tangible Assets .084 .089
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 37,161 33,044
Tier 2 Capital 2,964 2,240
Total Capital 40,125 35,608
Total Risk Weighted Assets 283,429 197,532
Leverage Ratio 8.52 9.884
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.11 16.996
Total Capital Ratio 14.16 18.085

Timeline for Medford Co-Operative Bank

Brookline Bank

Medford Co-Operative Bank was acquired by Brookline Bank 19 years

View Profile Jan 08 2005

Mystic Financial, Inc.

Mystic Financial, Inc. became a new parent organization for Medford Co-Operative Bank.

View Profile Jan 08 1998

Mystic Securities Corporation

Mystic Securities Corporation became a new subsidiary organization for Medford Co-Operative Bank.

View Profile Feb 13 1997

Medford Co-Operative Bank

Medford Co-Operative Bank was established 138 years ago and is currently headquartered in Medford, MA.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Brookline Bank Buyer 3,868,892 Discontinued 1/8/2005
Relationships Role Relationship Start Relationship End
Mystic Financial, Inc. Parent 1/8/1998 1/7/2005
Mystic Securities Corporation Subsidary 2/13/1997 1/7/2005
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