Vitals
  • Total Assets
    298.8M -1.4 %
  • Total Deposits
    267.5M -1.4 %
  • Total Net Loans
    217.6M -7.9 %
  • Net Income
    2.1M -40.5 %
  • Book Value
    30.3M -0.1 %
  • Book Value x2
    60.6M -0.1 %
  • Book Value x3
    90.9M -0.1 %
ROAA

.687

ROAE

6.817

Efficiency Ratio

78.988

Net Interest Margin

4.077

Balance Sheet Highlights
Financial Highlights Magnolia State Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 298,752 525,484
Total Net Loans 217,643 348,104
Total Deposits 267,492 440,088
Total Equity 30,311 60,485
Profitability
Net Income 2,116 5,177
Return on Average Assets .687 .911
Return on Average Equity 6.817 8.357
Net Interest Margin 4.077 3.971
Efficiency Ratio 78.988 70.327
Noninterest Income/Revenue 16.281 22.171
Balance Sheet Ratios
Loan-to-Deposit 81.364 71.665
Securities/Assets .177 .197
Total Equity/Total Assets .101 .115
Tangible Equity/Tangible Assets .099 .102
Capital Adequacy
Tier 1 Common Capital 30,449 52,498
Tier 1 Capital 30,449 52,598
Tier 2 Capital 1,853 3,510
Total Capital 32,302 56,103
Total Risk Weighted Assets 224,436 380,206
Leverage Ratio 10.07 10.71
Common Equity Tier 1 Capital Ratio 13.57 16.284
Tier 1 Capital Ratio 13.57 16.342
Total Capital Ratio 14.39 17.377

Timeline for Magnolia State Bank

Magnolia State Corporation, The

Magnolia State Corporation, The became a new parent organization for Magnolia State Bank.

View Profile Oct 08 1982

Magnolia State Bank

Magnolia State Bank was established 48 years ago and is currently headquartered in Bay Springs, MS.

Aug 04 1975
Relationships Role Relationship Start Relationship End
Magnolia State Corporation, The Parent 9/24/2010
Magnolia State Corporation, The Parent 10/8/1982 9/23/2010
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