Vitals
  • Total Assets
    306.4M 7.7 %
  • Total Deposits
    277.5M 7.3 %
  • Total Net Loans
    211.3M 3.0 %
  • Net Income
    3.2M 35.2 %
  • Book Value
    27.3M 9.6 %
  • Book Value x2
    54.5M 9.6 %
  • Book Value x3
    81.8M 9.6 %
ROAA

1.064

ROAE

12.568

Efficiency Ratio

85.307

Net Interest Margin

3.221

Balance Sheet Highlights
Financial Highlights United American Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 306,357 1,346,313
Total Net Loans 211,298 907,793
Total Deposits 277,457 1,084,972
Total Equity 27,265 169,778
Profitability
Net Income 3,245 12,577
Return on Average Assets 1.064 .955
Return on Average Equity 12.568 8.072
Net Interest Margin 3.221 3.784
Efficiency Ratio 85.307 64.937
Noninterest Income/Revenue 3.041 13.682
Balance Sheet Ratios
Loan-to-Deposit 76.155 83.983
Securities/Assets .234 .141
Total Equity/Total Assets .089 .126
Tangible Equity/Tangible Assets .049 .113
Capital Adequacy
Tier 1 Common Capital 15,656 147,337
Tier 1 Capital 27,991 147,552
Tier 2 Capital 2,838 11,893
Total Capital 30,829 160,236
Total Risk Weighted Assets 225,885 1,009,488
Leverage Ratio 8.86 11.256
Common Equity Tier 1 Capital Ratio 6.93 14.697
Tier 1 Capital Ratio 12.39 14.792
Total Capital Ratio 13.65 16.005

Timeline for United American Bank

United American Bank

United American Bank was established 20 years ago and is currently headquartered in San Mateo, CA.

Jun 09 2003

Atbancorp

Atbancorp became a new parent organization for United American Bank.

View Profile Jun 09 2003
Relationships Role Relationship Start Relationship End
Atbancorp Parent 2/23/2015
Atbancorp Parent 12/30/2014 2/22/2015
Atbancorp Parent 2/28/2013 12/29/2014
Atbancorp Parent 7/31/2012 2/27/2013
Atbancorp Parent 10/31/2011 7/30/2012
Atbancorp Parent 6/9/2003 10/30/2011
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