Magnolia State Bank
Bay Springs, MS — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Magnolia State Bank | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 11,458 | 17,253 |
Income from Lease Financing Receivables | — | 3 |
25 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 13 |
Income on Loans and Leases (TE) | 11,468 | 17,289 |
Investment Interest Income (TE) | 933 | 2,808 |
Total Interest Income (TE) | 12,434 | 20,209 |
Total Interest Expense | 973 | 1,763 |
Net Interest Income (TE) | 11,461 | 18,449 |
Non-Interest Income | 2,418 | 5,757 |
Adjusted Operating Income (TE) | 13,879 | 24,205 |
Non-interest Expense | 10,963 | 16,370 |
Provision for Loan & Lease Losses | 525 | 563 |
Pretax Operating Income (TE) | 2,391 | 7,204 |
Pretax Net Operating Income (TE) | 2,229 | 7,253 |
Applicable Income Taxes | — | 1,422 |
Net Operating Income | 2,116 | 5,177 |
Net Income | 2,116 | 5,177 |
Cash Dividends Declared | 1,471 | 2,913 |
Retained Earnings | 645 | 1,357 |