Vitals
  • Total Assets
    225.8M 14.7 %
  • Total Deposits
    185.7M 17.5 %
  • Total Net Loans
    184.6M 12.9 %
  • Net Income
    1.1M 6.1 %
  • Book Value
    19.8M 14.6 %
  • Book Value x2
    39.7M 14.6 %
  • Book Value x3
    59.5M 14.6 %
ROAA

1.077

ROAE

11.872

Efficiency Ratio

61.077

Net Interest Margin

4.132

Balance Sheet Highlights
Financial Highlights Madison Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 225,755 216,780
Total Net Loans 184,650 145,836
Total Deposits 185,717 179,446
Total Equity 19,842 19,475
Profitability
Net Income 1,136 2,151
Return on Average Assets 1.077 1.092
Return on Average Equity 11.872 12.305
Net Interest Margin 4.132 4.015
Efficiency Ratio 61.077 71.231
Noninterest Income/Revenue 8.94 14.455
Balance Sheet Ratios
Loan-to-Deposit 99.426 79.498
Securities/Assets .084 .399
Total Equity/Total Assets .088 .09
Tangible Equity/Tangible Assets .088 -.051
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 19,823 18,557
Tier 2 Capital 2,461 1,765
Total Capital 22,284 20,370
Total Risk Weighted Assets 203,241 154,089
Leverage Ratio 9.2 9.454
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.75 13.347
Total Capital Ratio 10.96 14.46

Timeline for Madison Bank

Whitney National Bank

Madison Bank was acquired by Whitney National Bank 19 years

View Profile Aug 21 2004

Madison Bancshares, Inc.

Madison Bancshares, Inc. became a new parent organization for Madison Bank.

View Profile Sep 01 2001

Madison Bank

Madison Bank was established 38 years ago and is currently headquartered in Palm Harbor, FL.

Nov 21 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Whitney National Bank Buyer 11,477,590 Acquisition Discontinued 8/21/2004
Relationships Role Relationship Start Relationship End
Madison Bancshares, Inc. Parent 9/1/2001 8/20/2004
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