Vitals
  • Total Assets
    213.0M 25.7 %
  • Total Deposits
    191.7M 27.3 %
  • Total Net Loans
    152.5M 30.6 %
  • Net Income
    3.3M 28.4 %
  • Book Value
    20.8M 12.9 %
  • Book Value x2
    41.7M 12.9 %
  • Book Value x3
    62.5M 12.9 %
ROAA

1.635

ROAE

17.153

Efficiency Ratio

51.025

Net Interest Margin

3.555

Balance Sheet Highlights
Financial Highlights Liberty Capital Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 213,006 358,087
Total Net Loans 152,497 213,533
Total Deposits 191,671 308,027
Total Equity 20,837 38,740
Profitability
Net Income 3,320 3,845
Return on Average Assets 1.635 1.025
Return on Average Equity 17.153 9.415
Net Interest Margin 3.555 3.773
Efficiency Ratio 51.025 66.762
Noninterest Income/Revenue -.567 16.375
Balance Sheet Ratios
Loan-to-Deposit 79.562 65.494
Securities/Assets .214
Total Equity/Total Assets .098 .108
Tangible Equity/Tangible Assets .098 .104
Capital Adequacy
Tier 1 Common Capital 20,837 37,278
Tier 1 Capital 20,837 37,303
Tier 2 Capital 1,511 2,526
Total Capital 22,348 39,866
Total Risk Weighted Assets 160,050 237,367
Leverage Ratio 9.78 10.563
Common Equity Tier 1 Capital Ratio 13.02 18.073
Tier 1 Capital Ratio 13.02 18.097
Total Capital Ratio 13.96 19.169

Timeline for Liberty Capital Bank

Liberty Capital Bancshares. Inc.

Liberty Capital Bancshares. Inc. became a new parent organization for Liberty Capital Bank.

View Profile Oct 09 2008

Liberty Capital Bank

Liberty Capital Bank was established 16 years ago and is currently headquartered in Addison, TX.

Sep 15 2008
Relationships Role Relationship Start Relationship End
Liberty Capital Bancshares. Inc. Parent 10/9/2008
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