Vitals
  • Total Assets
    625.4M 3.4 %
  • Total Deposits
    549.1M 2.7 %
  • Total Net Loans
    282.4M 0.2 %
  • Net Income
    3.3M 49.0 %
  • Book Value
    47.7M -1.6 %
  • Book Value x2
    95.4M -1.6 %
  • Book Value x3
    143.1M -1.6 %
ROAA

.538

ROAE

6.454

Efficiency Ratio

87.072

Net Interest Margin

3.942

Balance Sheet Highlights
Financial Highlights Liberty Bank And Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 625,367 340,347
Total Net Loans 282,421 227,146
Total Deposits 549,148 291,952
Total Equity 47,712 36,108
Profitability
Net Income 3,303 3,221
Return on Average Assets .538 .994
Return on Average Equity 6.454 8.993
Net Interest Margin 3.942 4.112
Efficiency Ratio 87.072 68.63
Noninterest Income/Revenue 14.797 14.204
Balance Sheet Ratios
Loan-to-Deposit 51.429 74.405
Securities/Assets .419 .197
Total Equity/Total Assets .076 .106
Tangible Equity/Tangible Assets .075 .105
Capital Adequacy
Tier 1 Common Capital 50,553 35,803
Tier 1 Capital 50,553 36,059
Tier 2 Capital 4,142 2,443
Total Capital 54,695 38,519
Total Risk Weighted Assets 328,285 245,733
Leverage Ratio 8.23 10.776
Common Equity Tier 1 Capital Ratio 15.4 16.476
Tier 1 Capital Ratio 15.4 16.481
Total Capital Ratio 16.66 17.491

Timeline for Liberty Bank And Trust Company

First Tuskegee Bank

Acquisition: Liberty Bank And Trust Company acquired a new subsidiary, First Tuskegee Bank, 9 years

View Profile Mar 14 2015

Covenant Bank

Acquisition: Liberty Bank And Trust Company acquired a new subsidiary, Covenant Bank, 11 years

View Profile Feb 16 2013

Home Federal Savings Bank

Acquisition: Liberty Bank And Trust Company acquired a new subsidiary, Home Federal Savings Bank, 14 years

View Profile Nov 07 2009

Van Clare 7 Service Corporation

Van Clare 7 Service Corporation became a new subsidiary organization for Liberty Bank And Trust Company.

View Profile Nov 07 2009

United Bank And Trust Company

Acquisition: Liberty Bank And Trust Company acquired a new subsidiary, United Bank And Trust Company, 15 years

View Profile Apr 01 2009

Want to see more?

Complete timeline for Liberty Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Tuskegee Bank Seller 52,339 Acquisition Discontinued 3/14/2015
Covenant Bank Seller 58,422 Failure 2/16/2013
Home Federal Savings Bank Seller 12,994 Failure 11/7/2009
United Bank And Trust Company Seller 24,709 Acquisition Discontinued 4/1/2009
Douglass National Bank Seller 52,824 Failure 1/26/2008
First American Bank Seller 21,494 Acquisition Discontinued 7/25/2003
Carrollton Homestead Association, F.A. Seller 18,770 Failure 4/9/1994
Life Federal Savings Bank Seller 11,454 Failure 3/26/1994
Corpus Fcu Seller Failure 9/28/1992
Relationships Role Relationship Start Relationship End
Liberty Financial Services, Inc. Parent 2/29/2016
Liberty Financial Services, Inc. Parent 12/30/2014 2/28/2016
Liberty Financial Services, Inc. Parent 12/30/2011 12/29/2014
Liberty Financial Services, Inc. Parent 4/14/1986 12/29/2011
Liberty Financial Services, Inc. Parent 3/4/1985 4/13/1986
Minority Alliance Capital, L.L.C. Subsidary 7/7/1999
Liberty Insurance, Inc. Subsidary 6/30/2007
Liberty Ventures, Inc. Subsidary 6/30/2007
Liberty Community Ventures Vi, Llc Subsidary 2/21/2005
Van Clare 7 Service Corporation Subsidary 11/7/2009
Liberty Insurance, Inc. Subsidary 2/5/1999 6/29/2007
Liberty Community Ventures I, L.L.C. Subsidary 8/14/2002 6/29/2007
Liberty Community Ventures Ii, L.L.C. Subsidary 8/14/2002 6/29/2007
Liberty Community Ventures Iii, L.L.C. Subsidary 8/14/2002 6/29/2007
Liberty Ventures, Inc. Subsidary 11/3/2003 6/29/2007
Liberty Community Ventures Iv, Llc Subsidary 2/21/2005 6/29/2007
Liberty Community Ventures V, Llc Subsidary 2/21/2005 6/29/2007
Liberty Community Ventures Vii, Llc Subsidary 2/21/2005 6/29/2007
Liberty Community Ventures Viii, Llc Subsidary 2/21/2005 6/29/2007
Saint Joseph Limited Partnership Subsidary 4/14/1994 8/31/2001
Liberty Unity Fund Subsidary 6/29/1998 8/26/2001
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