Vitals
  • Total Assets
    21.5M
  • Total Deposits
    19.9M
  • Total Net Loans
    9.7M
  • Net Income
    31000.0000
  • Book Value
    1.6M
  • Book Value x2
    3.1M
  • Book Value x3
    4.7M
ROAA

.351

ROAE

4.006

Efficiency Ratio

96.911

Net Interest Margin

8.935

Balance Sheet Highlights
Financial Highlights First American Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 21,494 181,820
Total Net Loans 9,703 110,961
Total Deposits 19,881 150,892
Total Equity 1,571 18,994
Profitability
Net Income 31 2,856
Return on Average Assets .351 1.214
Return on Average Equity 4.006 11.521
Net Interest Margin 8.935 4.322
Efficiency Ratio 96.911 65.15
Noninterest Income/Revenue 6.831 15.687
Balance Sheet Ratios
Loan-to-Deposit 48.805 70.59
Securities/Assets .265 .824
Total Equity/Total Assets .073 .104
Tangible Equity/Tangible Assets .052 .02
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,030 17,916
Tier 2 Capital 319 1,438
Total Capital 1,349 19,352
Total Risk Weighted Assets 9,171 121,301
Leverage Ratio 6.03 10.286
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.23 15.871
Total Capital Ratio 14.71 17.086

Timeline for First American Bank

Liberty Bank And Trust Company

First American Bank was acquired by Liberty Bank And Trust Company 20 years

View Profile Jul 25 2003

First American Bank

First American Bank was established 30 years ago and is currently headquartered in Jackson, MS.

Jul 08 1993

First Commerce Savings Bank, Fsb

Acquisition: First American Bank acquired a new subsidiary, First Commerce Savings Bank, Fsb, 30 years

View Profile Jul 08 1993
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Liberty Bank And Trust Company Buyer 611,640 Acquisition Discontinued 7/25/2003
First Commerce Savings Bank, Fsb Seller 7,346 Discontinued 7/8/1993
Relationships Role Relationship Start Relationship End
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