Vitals
  • Total Assets
    76.9M 26.9 %
  • Total Deposits
    68.3M 30.0 %
  • Total Net Loans
    61.4M 22.0 %
  • Net Income
    467000.0000 17.0 %
  • Book Value
    7.0M 23.6 %
  • Book Value x2
    13.9M 23.6 %
  • Book Value x3
    20.9M 23.6 %
ROAA

.896

ROAE

9.513

Efficiency Ratio

67.046

Net Interest Margin

4.756

Balance Sheet Highlights
Financial Highlights Islands Community Bank, N. A. All Insured Commercial Banks in South Carolina
Balance Sheet $(000)
Total Assets 76,932 317,617
Total Net Loans 61,372 238,591
Total Deposits 68,290 257,451
Total Equity 6,974 31,474
Profitability
Net Income 467 6,484
Return on Average Assets .896 1.197
Return on Average Equity 9.513 12.259
Net Interest Margin 4.756 4.429
Efficiency Ratio 67.046 65.389
Noninterest Income/Revenue 7.219 11.326
Balance Sheet Ratios
Loan-to-Deposit 89.87 86.032
Securities/Assets .04 .305
Total Equity/Total Assets .091 .099
Tangible Equity/Tangible Assets .09 -.028
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,983 30,187
Tier 2 Capital 791 2,981
Total Capital 7,774 33,168
Total Risk Weighted Assets 64,490 250,857
Leverage Ratio 9.56 11.711
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.83 16.671
Total Capital Ratio 12.05 17.844

Timeline for Islands Community Bank, N. A.

Ameris Bank

Islands Community Bank, N. A. was acquired by Ameris Bank 17 years

View Profile Dec 30 2006

Islands Community Bank, N. A.

Islands Community Bank, N. A. was established 22 years ago and is currently headquartered in Beaufort, SC.

Jul 09 2001

Islands Bancorp

Islands Bancorp became a new parent organization for Islands Community Bank, N. A..

View Profile Jul 09 2001
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ameris Bank Buyer 6,487,996 Acquisition Discontinued 12/30/2006
Relationships Role Relationship Start Relationship End
Islands Bancorp Parent 7/9/2001 12/29/2006
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