Vitals
  • Total Assets
    2.8B -46.3 %
  • Total Deposits
    2.3B -23.7 %
  • Total Net Loans
    2.4B -48.5 %
  • Net Income
  • Book Value
    157.5M -67.9 %
  • Book Value x2
    314.9M -67.9 %
  • Book Value x3
    472.4M -67.9 %
ROAA

ROAE

Efficiency Ratio

153.764

Net Interest Margin

2.425

Balance Sheet Highlights
Financial Highlights Irwin Union Bank And Trust Company All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 2,839,747 378,171
Total Net Loans 2,416,580 267,453
Total Deposits 2,254,025 295,134
Total Equity 157,451 35,842
Profitability
Net Income — 1,723
Return on Average Assets — .787
Return on Average Equity — 7.875
Net Interest Margin 2.425 3.747
Efficiency Ratio 153.764 72.042
Noninterest Income/Revenue 8.048 15.719
Balance Sheet Ratios
Loan-to-Deposit 107.212 84.651
Securities/Assets .01 .328
Total Equity/Total Assets .055 .095
Tangible Equity/Tangible Assets .053 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 160,161 33,386
Tier 2 Capital 65,679 3,394
Total Capital 225,840 37,303
Total Risk Weighted Assets 2,738,315 289,476
Leverage Ratio 5.06 9.664
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 5.85 13.871
Total Capital Ratio 8.25 15.05

Timeline for Irwin Union Bank And Trust Company

First Financial Bank, National Association

Irwin Union Bank And Trust Company was acquired by First Financial Bank, National Association 14 years

View Profile Sep 19 2009

Irwin Mortgage Corporation

Irwin Mortgage Corporation became a new subsidiary organization for Irwin Union Bank And Trust Company.

View Profile Oct 01 2002

Irwin Home Equity Corporation

Irwin Home Equity Corporation became a new subsidiary organization for Irwin Union Bank And Trust Company.

View Profile Aug 01 2001

Irwin Commercial Finance Corporation

Irwin Commercial Finance Corporation became a new subsidiary organization for Irwin Union Bank And Trust Company.

View Profile Apr 01 2001

Irwin International Corporation

Irwin International Corporation became a new subsidiary organization for Irwin Union Bank And Trust Company.

View Profile Jul 14 2000

Want to see more?

Complete timeline for Irwin Union Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Financial Bank, National Association Buyer 8,352,722 Failure 9/19/2009
Relationships Role Relationship Start Relationship End
Irwin Financial Corporation Parent 1/3/1973 9/18/2009
Irwin Union Realty Corporation Subsidary 6/30/2007 9/18/2009
Irwin Mortgage Corporation Subsidary 6/30/2007 9/18/2009
Irwin Union Securities, Inc. Subsidary 6/30/2007 9/18/2009
Irwin Union Advisory Services, Inc. Subsidary 6/30/2007 9/18/2009
First Financial Insurance Indiana, Inc. Subsidary 6/30/2007 9/18/2009
Irwin Home Equity Corporation Subsidary 6/30/2007 9/18/2009
Irwin Commercial Finance Corporation Subsidary 6/30/2007 9/18/2009
Irwin Union Realty Corporation Subsidary 12/31/1976 6/29/2007
Irwin Mortgage Corporation Subsidary 10/1/2002 6/29/2007
Irwin Union Securities, Inc. Subsidary 8/29/1997 6/29/2007
Irwin Union Advisory Services, Inc. Subsidary 7/1/1998 6/29/2007
First Financial Insurance Indiana, Inc. Subsidary 4/1/1992 6/29/2007
Irwin Home Equity Corporation Subsidary 8/1/2001 6/29/2007
Irwin Commercial Finance Corporation Subsidary 4/1/2001 6/29/2007
Irwin Reinsurance Corporation Subsidary 12/10/1998 1/1/2003
Irwin Funding Corp. Subsidary 6/10/1998 12/30/2001
Irwin Funding Corp. Ii Subsidary 6/20/2000 12/30/2001
Irwin Union Collateral, Inc. Subsidary 9/6/1990 8/31/2001
Irwin International Corporation Subsidary 7/14/2000 3/31/2001
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