Vitals
  • Total Assets
    517.3M 7.9 %
  • Total Deposits
    451.1M 12.5 %
  • Total Net Loans
    416.0M 13.8 %
  • Net Income
    3.1M -16.5 %
  • Book Value
    54.7M 5.3 %
  • Book Value x2
    109.5M 5.3 %
  • Book Value x3
    164.2M 5.3 %
ROAA

.626

ROAE

5.743

Efficiency Ratio

69.38

Net Interest Margin

3.66

Balance Sheet Highlights
Financial Highlights Hometown Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 517,290 858,303
Total Net Loans 416,033 607,607
Total Deposits 451,146 699,932
Total Equity 55,163 97,657
Profitability
Net Income 3,079 7,896
Return on Average Assets .626 .794
Return on Average Equity 5.743 6.983
Net Interest Margin 3.66 3.805
Efficiency Ratio 69.38 71.157
Noninterest Income/Revenue 10.769 16.327
Balance Sheet Ratios
Loan-to-Deposit 92.217 84.705
Securities/Assets .102 .136
Total Equity/Total Assets .107 .114
Tangible Equity/Tangible Assets .106 .103
Capital Adequacy
Tier 1 Common Capital 54,783 87,521
Tier 1 Capital 54,800 87,589
Tier 2 Capital 3,636 6,159
Total Capital 58,436 93,977
Total Risk Weighted Assets 464,291 657,024
Leverage Ratio 10.67 10.765
Common Equity Tier 1 Capital Ratio 11.8 14.768
Tier 1 Capital Ratio 11.8 14.769
Total Capital Ratio 12.59 15.893

Timeline for Hometown Bank

Hometown Mortgage Corporation

Hometown Mortgage Corporation became a new subsidiary organization for Hometown Bank.

View Profile Jan 01 2014

Hometown Investment Services, Inc.

Hometown Investment Services, Inc. became a new subsidiary organization for Hometown Bank.

View Profile May 01 2013

Hometown Bankshares Corporation

Hometown Bankshares Corporation became a new parent organization for Hometown Bank.

View Profile Sep 04 2009

Hometown Insurances Services, Inc

Hometown Insurances Services, Inc became a new subsidiary organization for Hometown Bank.

View Profile Jul 01 2009

Hometown Bank

Hometown Bank was established 18 years ago and is currently headquartered in Roanoke, VA.

Nov 14 2005
Relationships Role Relationship Start Relationship End
Hometown Bankshares Corporation Parent 9/4/2009
Hometown Insurances Services, Inc Subsidary 7/1/2009
Hometown Mortgage Corporation Subsidary 1/1/2014
Hometown Investment Services, Inc. Subsidary 5/1/2013
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