Hometown Bank
Roanoke, VA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Hometown Bank | All Insured Commercial Banks in Virginia |
Interest and Fees on Loans | 17,711 | 27,504 |
Income from Lease Financing Receivables | — | 0 |
28 | 210 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 14 | 103 |
Income on Loans and Leases (TE) | 17,725 | 27,695 |
Investment Interest Income (TE) | 1,418 | 3,362 |
Total Interest Income (TE) | 19,381 | 31,612 |
Total Interest Expense | 2,482 | 3,609 |
Net Interest Income (TE) | 16,899 | 27,533 |
Non-Interest Income | 2,339 | 6,168 |
Adjusted Operating Income (TE) | 19,238 | 34,154 |
Non-interest Expense | 13,347 | 22,095 |
Provision for Loan & Lease Losses | 1,082 | 1,171 |
Pretax Operating Income (TE) | 4,809 | 10,243 |
Pretax Net Operating Income (TE) | 5,066 | 10,425 |
Applicable Income Taxes | 1,718 | 2,728 |
Net Operating Income | 3,141 | 7,993 |
Net Income | 3,079 | 7,896 |
Cash Dividends Declared | — | 2,915 |
Retained Earnings | 3,079 | 3,997 |