Vitals
  • Total Assets
    513.0M 4.7 %
  • Total Deposits
    387.5M 8.5 %
  • Total Net Loans
    418.6M 8.2 %
  • Net Income
    2.8M -2.8 %
  • Book Value
    43.4M 5.8 %
  • Book Value x2
    86.8M 5.8 %
  • Book Value x3
    130.2M 5.8 %
ROAA

.567

ROAE

6.557

Efficiency Ratio

77.193

Net Interest Margin

3.616

Balance Sheet Highlights
Financial Highlights Reading Co-Operative Bank All Insured Commercial Banks in Massachusetts
Balance Sheet $(000)
Total Assets 513,044 1,195,734
Total Net Loans 418,635 884,564
Total Deposits 387,492 973,316
Total Equity 43,389 117,275
Profitability
Net Income 2,795 8,869
Return on Average Assets .567 .594
Return on Average Equity 6.557 5.855
Net Interest Margin 3.616 3.257
Efficiency Ratio 77.193 73.516
Noninterest Income/Revenue 12.17 17.101
Balance Sheet Ratios
Loan-to-Deposit 108.037 91.006
Securities/Assets .107 .127
Total Equity/Total Assets .085 .098
Tangible Equity/Tangible Assets .085 .09
Capital Adequacy
Tier 1 Common Capital 43,542 108,595
Tier 1 Capital 43,542 108,997
Tier 2 Capital 2,595 9,379
Total Capital 46,137 118,886
Total Risk Weighted Assets 323,042 863,428
Leverage Ratio 8.68 10.038
Common Equity Tier 1 Capital Ratio 13.48 14.848
Tier 1 Capital Ratio 13.48 14.854
Total Capital Ratio 14.28 15.826

Timeline for Reading Co-Operative Bank

Reading Co-Operative Bank

Reading Co-Operative Bank was established 138 years ago and is currently headquartered in Reading, MA.

Jan 01 1886
Relationships Role Relationship Start Relationship End
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