Reading Co-Operative Bank
Reading, MA — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Reading Co-Operative Bank | All Insured Commercial Banks in Massachusetts |
| 12-31-2016 | 3.616 | 3.257 |
| 09-30-2016 | 3.583 | 3.234 |
| 06-30-2016 | 3.559 | 3.229 |
| 03-31-2016 | 3.546 | 3.196 |
| 12-31-2015 | 3.579 | 3.241 |
| 09-30-2015 | 3.579 | 3.218 |
| 06-30-2015 | 3.597 | 3.21 |
| 03-31-2015 | 3.578 | 3.15 |
| 12-31-2014 | 3.663 | 3.233 |
| 09-30-2014 | 3.675 | 3.226 |
| 06-30-2014 | 3.731 | 3.23 |
| 03-31-2014 | 3.756 | 3.171 |
| 12-31-2013 | 3.549 | 3.195 |
| 09-30-2013 | 3.535 | 3.193 |
| 06-30-2013 | 3.521 | 3.219 |
| 03-31-2013 | 3.618 | 3.178 |
| 12-31-2012 | 3.664 | 3.406 |
| 09-30-2012 | 3.7 | 3.437 |
| 06-30-2012 | 3.661 | 3.489 |
| 03-31-2012 | 3.573 | 3.421 |
| 12-31-2011 | 3.878 | 3.522 |
| 09-30-2011 | 3.907 | 3.53 |
| 06-30-2011 | 3.962 | 3.566 |
| 03-31-2011 | 3.684 | 3.483 |
| 12-31-2010 | 3.532 | 3.478 |
| 09-30-2010 | 3.543 | 3.476 |
| 06-30-2010 | 3.469 | 3.491 |
| 03-31-2010 | 3.461 | 3.446 |
| 12-31-2009 | 3.459 | 3.379 |
| 09-30-2009 | 3.451 | 3.434 |
| 06-30-2009 | 3.493 | 3.406 |
| 03-31-2009 | 3.51 | 3.386 |
| 12-31-2008 | 3.34 | 3.385 |
| 09-30-2008 | 3.309 | 3.374 |
| 06-30-2008 | 3.272 | 3.332 |
| 03-31-2008 | 3.223 | 3.353 |
| 12-31-2007 | 3.276 | 3.537 |
| 09-30-2007 | 3.25 | 3.551 |
| 06-30-2007 | 3.29 | 3.512 |
| 03-31-2007 | 3.195 | 3.51 |
| 12-31-2006 | 3.373 | 3.722 |
| 09-30-2006 | 3.436 | 3.763 |
| 06-30-2006 | 3.502 | 3.693 |
| 03-31-2006 | 3.621 | 3.742 |
| 12-31-2005 | 3.841 | 3.644 |
| 09-30-2005 | 3.875 | 3.64 |
| 06-30-2005 | 3.915 | 3.619 |
| 03-31-2005 | 3.906 | 3.613 |
| 12-31-2004 | 3.839 | 3.582 |
| 09-30-2004 | 3.812 | 3.573 |
| 06-30-2004 | 3.812 | 3.585 |
| 03-31-2004 | 3.905 | 3.631 |
| 12-31-2003 | 3.999 | 3.696 |
| 09-30-2003 | 4.022 | 3.698 |
| 06-30-2003 | 3.997 | 3.752 |
| 03-31-2003 | 4.012 | 3.811 |
| 12-31-2002 | 4.253 | 4.061 |