Efficiency Ratio Over Time
Efficiency Ratio Hometown Bank All Insured Commercial Banks in Virginia
12-31-2016 69.38 71.157
09-30-2016 67.789 70.908
06-30-2016 68.316 71.937
03-31-2016 69.072 72.09
12-31-2015 69.242 73.115
09-30-2015 70.349 72.582
06-30-2015 70.464 72.892
03-31-2015 72.048 73.075
12-31-2014 68.438 72.894
09-30-2014 68.421 72.86
06-30-2014 66.698 73.892
03-31-2014 66.762 73.799
12-31-2013 70.23 74.134
09-30-2013 71.458 74.081
06-30-2013 73.911 73.673
03-31-2013 73.911 74.238
12-31-2012 70.824 74.326
09-30-2012 69.888 74.638
06-30-2012 70.216 74.273
03-31-2012 73.619 73.428
12-31-2011 75.243 73.91
09-30-2011 75.982 74.056
06-30-2011 79.1 75.918
03-31-2011 82.51 75.801
12-31-2010 77.002 74.128
09-30-2010 75.544 73.27
06-30-2010 76.167 74.768
03-31-2010 77.052 75.576
12-31-2009 87.669 83.617
09-30-2009 91.186 82.693
06-30-2009 94.868 84.982
03-31-2009 93.139 80.855
12-31-2008 109.337 80.337
09-30-2008 117.186 79.793
06-30-2008 121.337 79.253
03-31-2008 108.844 79.735
12-31-2007 122.231 75.779
09-30-2007 128.555 73.367
06-30-2007 136.431 71.152
03-31-2007 136.329 71.522
12-31-2006 204.94 70.382
09-30-2006 216.731 66.252
06-30-2006 236.235 66.809
03-31-2006 216.18 66.465
12-31-2005 459.302 66.06
09-30-2005 64.247
06-30-2005 64.679
03-31-2005 65.369
12-31-2004 65.278
09-30-2004 64.991
06-30-2004 65.483
03-31-2004 65.972
12-31-2003 64.911
09-30-2003 64.352
06-30-2003 63.374
03-31-2003 62.719
12-31-2002 63.6