Vitals
  • Total Assets
    224.5M -13.6 %
  • Total Deposits
    184.5M -15.3 %
  • Total Net Loans
    79.7M -57.3 %
  • Net Income
  • Book Value
    35.6M 28.3 %
  • Book Value x2
    71.2M 28.3 %
  • Book Value x3
    106.8M 28.3 %
ROAA

ROAE

Efficiency Ratio

336.028

Net Interest Margin

.788

Balance Sheet Highlights
Financial Highlights Home Town Bank Of Villa Rica All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 224,540 223,959
Total Net Loans 79,660 168,343
Total Deposits 184,516 183,050
Total Equity 35,591 22,029
Profitability
Net Income — 5,827
Return on Average Assets — .996
Return on Average Equity — 9.535
Net Interest Margin .788 3.593
Efficiency Ratio 336.028 82.103
Noninterest Income/Revenue 16.558
Balance Sheet Ratios
Loan-to-Deposit 43.172 88.15
Securities/Assets .069 .193
Total Equity/Total Assets .159 .098
Tangible Equity/Tangible Assets .049 -.751
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,044 20,678
Tier 2 Capital 1,824 2,304
Total Capital 12,868 22,936
Total Risk Weighted Assets 125,509 180,273
Leverage Ratio 6.4 10.241
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.8 13.04
Total Capital Ratio 10.25 14.21

Timeline for Home Town Bank Of Villa Rica

Suntrust Bank

Home Town Bank Of Villa Rica was acquired by Suntrust Bank 15 years

View Profile Jul 25 2008

Suntrust Banks, Inc.

Suntrust Banks, Inc. became a new parent organization for Home Town Bank Of Villa Rica.

View Profile May 01 2008

Gb&T Bancshares, Inc.

Gb&T Bancshares, Inc. became a new parent organization for Home Town Bank Of Villa Rica.

View Profile Dec 01 2002

Home Town Bank Of Villa Rica

Home Town Bank Of Villa Rica was established 26 years ago and is currently headquartered in Villa Rica, GA.

Oct 22 1997
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Suntrust Bank Buyer 200,200,764 Pooling of Interests Discontinued 7/25/2008
Relationships Role Relationship Start Relationship End
Suntrust Banks, Inc. Parent 5/1/2008 7/24/2008
Gb&T Bancshares, Inc. Parent 12/1/2002 4/30/2008
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