Vitals
  • Total Assets
    588.5M -2.4 %
  • Total Deposits
    502.1M -1.2 %
  • Total Net Loans
    387.8M -4.4 %
  • Net Income
    3.0M 55.0 %
  • Book Value
    70.6M -0.2 %
  • Book Value x2
    141.2M -0.2 %
  • Book Value x3
    211.8M -0.2 %
ROAA

.504

ROAE

4.188

Efficiency Ratio

86.746

Net Interest Margin

3.725

Balance Sheet Highlights
Financial Highlights Home State Bank, National Association All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 588,525 290,894
Total Net Loans 387,844 191,278
Total Deposits 502,075 246,407
Total Equity 70,601 31,125
Profitability
Net Income 3,000 2,670
Return on Average Assets .504 .919
Return on Average Equity 4.188 8.247
Net Interest Margin 3.725 3.499
Efficiency Ratio 86.746 67.9
Noninterest Income/Revenue 26.759 16.598
Balance Sheet Ratios
Loan-to-Deposit 77.248 72.669
Securities/Assets .173 .191
Total Equity/Total Assets .12 .107
Tangible Equity/Tangible Assets .116 .103
Capital Adequacy
Tier 1 Common Capital 72,954 29,670
Tier 1 Capital 72,954 29,720
Tier 2 Capital 4,392 2,112
Total Capital 77,346 31,905
Total Risk Weighted Assets 427,894 212,461
Leverage Ratio 12.34 10.62
Common Equity Tier 1 Capital Ratio 17.05 16.313
Tier 1 Capital Ratio 17.05 16.329
Total Capital Ratio 18.08 17.341

Timeline for Home State Bank, National Association

Home State Mortgage Group, Inc.

Acquisition: Home State Bank, National Association acquired a new subsidiary, Home State Mortgage Group, Inc. , 12 years

View Profile Jul 20 2011

Home State Mortgage Group, Inc.

Home State Mortgage Group, Inc. became a new subsidiary organization for Home State Bank, National Association.

View Profile Jan 05 2006

Home State Leasing Corporation

Home State Leasing Corporation became a new subsidiary organization for Home State Bank, National Association.

View Profile Jul 01 2001

Home State Bancorp, Inc.

Home State Bancorp, Inc. became a new parent organization for Home State Bank, National Association.

View Profile Apr 30 1984

Home State Bank, National Association

Home State Bank, National Association was established 109 years ago and is currently headquartered in Crystal Lake, IL.

Jan 01 1915
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Home State Mortgage Group, Inc. Seller Pooling of Interests Discontinued 7/20/2011
Relationships Role Relationship Start Relationship End
Home State Bancorp, Inc. Parent 4/30/1984
Home State Leasing Corporation Subsidary 6/30/2007
Home State Mortgage Group, Inc. Subsidary 6/30/2007 7/19/2011
Home State Leasing Corporation Subsidary 7/1/2001 6/29/2007
Home State Mortgage Group, Inc. Subsidary 1/5/2006 6/29/2007
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