Home State Bank, National Association
Crystal Lake, IL — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Home State Bank, National Association | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 19,102 | 8,415 |
Income from Lease Financing Receivables | 417 | 4 |
26 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 13 | 20 |
Income on Loans and Leases (TE) | 19,532 | 8,470 |
Investment Interest Income (TE) | 2,049 | 1,438 |
Total Interest Income (TE) | 21,806 | 10,200 |
Total Interest Expense | 1,849 | 1,041 |
Net Interest Income (TE) | 19,957 | 9,113 |
Non-Interest Income | 7,967 | 2,030 |
Adjusted Operating Income (TE) | 27,924 | 11,316 |
Non-interest Expense | 24,223 | 7,442 |
Provision for Loan & Lease Losses | 244 | 307 |
Pretax Operating Income (TE) | 3,457 | 3,453 |
Pretax Net Operating Income (TE) | 3,172 | 3,554 |
Applicable Income Taxes | — | 569 |
Net Operating Income | 3,000 | 2,671 |
Net Income | 3,000 | 2,670 |
Cash Dividends Declared | 1,280 | 1,225 |
Retained Earnings | 1,720 | 1,214 |