Efficiency Ratio Over Time
Efficiency Ratio Home State Bank, National Association All Insured Commercial Banks in Illinois
12-31-2016 86.746 67.9
09-30-2016 86.857 67.646
06-30-2016 89.058 68.093
03-31-2016 93.472 69.015
12-31-2015 89.952 69.227
09-30-2015 88.136 68.548
06-30-2015 85.727 68.972
03-31-2015 83.03 69.878
12-31-2014 84.024 69.969
09-30-2014 84.436 69.35
06-30-2014 84.345 70.075
03-31-2014 86.614 70.96
12-31-2013 84.263 70.63
09-30-2013 84.913 70.13
06-30-2013 85.046 70.351
03-31-2013 84.709 71.443
12-31-2012 82.416 70.063
09-30-2012 84.279 68.769
06-30-2012 84.037 68.792
03-31-2012 81.149 68.884
12-31-2011 87.7 69.941
09-30-2011 86.924 68.923
06-30-2011 87.98 69.854
03-31-2011 85.056 70.062
12-31-2010 78.336 70.567
09-30-2010 76.275 69.213
06-30-2010 75.993 69.682
03-31-2010 69.183 71.112
12-31-2009 68.732 73.38
09-30-2009 67.142 71.202
06-30-2009 62.819 72.036
03-31-2009 57.01 69.904
12-31-2008 63.038 69.748
09-30-2008 63.215 68.193
06-30-2008 64.994 68.561
03-31-2008 66.248 69.396
12-31-2007 61.146 68.284
09-30-2007 61.773 67.285
06-30-2007 62.597 67.545
03-31-2007 63.092 68.287
12-31-2006 58.083 66.265
09-30-2006 58.197 65.369
06-30-2006 58.182 65.236
03-31-2006 58.997 65.409
12-31-2005 56.655 64.049
09-30-2005 56.199 63.135
06-30-2005 55.852 63.051
03-31-2005 55.821 63.149
12-31-2004 56.02 63.383
09-30-2004 55.651 62.952
06-30-2004 55.771 63.147
03-31-2004 55.739 63.481
12-31-2003 56.878 63.697
09-30-2003 56.412 62.506
06-30-2003 56.909 62.464
03-31-2003 58.446 62.651
12-31-2002 54.819 62.349