Vitals
  • Total Assets
    243.7M -1.1 %
  • Total Deposits
    227.5M -1.4 %
  • Total Net Loans
    114.0M -7.4 %
  • Net Income
    397000.0000 215.1 %
  • Book Value
    13.8M 4.0 %
  • Book Value x2
    27.6M 4.0 %
  • Book Value x3
    41.4M 4.0 %
ROAA

.215

ROAE

3.967

Efficiency Ratio

95.1

Net Interest Margin

3.191

Balance Sheet Highlights
Financial Highlights Highlands Independent Bank All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 243,688 440,090
Total Net Loans 114,011 278,709
Total Deposits 227,460 364,623
Total Equity 13,805 46,961
Profitability
Net Income 397 2,044
Return on Average Assets .215 .58
Return on Average Equity 3.967 5.608
Net Interest Margin 3.191 3.589
Efficiency Ratio 95.1 80.571
Noninterest Income/Revenue 17.384 13.095
Balance Sheet Ratios
Loan-to-Deposit 50.124 74.803
Securities/Assets .163 .177
Total Equity/Total Assets .057 .107
Tangible Equity/Tangible Assets .057 .103
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 13,711 41,927
Tier 2 Capital 1,687 3,309
Total Capital 15,398 45,301
Total Risk Weighted Assets 132,209 290,624
Leverage Ratio 5.56 9.997
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.37 15.306
Total Capital Ratio 11.65 16.488

Timeline for Highlands Independent Bank

Harbor Community Bank

Highlands Independent Bank was acquired by Harbor Community Bank 9 years

View Profile Oct 25 2014

Highlands Independent Bancshares, Inc.

Highlands Independent Bancshares, Inc. became a new parent organization for Highlands Independent Bank.

View Profile Apr 01 1998

Highlands Independent Bank

Highlands Independent Bank was established 38 years ago and is currently headquartered in Sebring, FL.

Nov 01 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Harbor Community Bank Buyer 1,785,472 Acquisition Discontinued 10/25/2014
Relationships Role Relationship Start Relationship End
Highlands Independent Bancshares, Inc. Parent 4/1/1998 10/24/2014
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