Efficiency Ratio Over Time
Efficiency Ratio Highlands Independent Bank All Insured Commercial Banks in Florida
09-30-2014 95.1 80.571
06-30-2014 96.981 81.131
03-31-2014 98.601 82.634
12-31-2013 103.877 83.791
09-30-2013 105.497 82.956
06-30-2013 105.269 84.335
03-31-2013 118.303 84.598
12-31-2012 106.272 85.241
09-30-2012 94.859 85.637
06-30-2012 87.635 85.353
03-31-2012 84.29 86.454
12-31-2011 86.374 90.676
09-30-2011 81.089 88.743
06-30-2011 80.22 90.569
03-31-2011 83.738 93.024
12-31-2010 87.665 98.354
09-30-2010 80.803 95.931
06-30-2010 77.469 96.875
03-31-2010 77.691 96.665
12-31-2009 79.813 110.017
09-30-2009 79.428 109.217
06-30-2009 81.2 110.145
03-31-2009 81.428 106.117
12-31-2008 71.445 106.869
09-30-2008 67.738 99.7
06-30-2008 67.7 97.665
03-31-2008 66.471 96.573
12-31-2007 56.267 89.035
09-30-2007 56.794 83.443
06-30-2007 57.106 79.425
03-31-2007 57.145 76.61
12-31-2006 53.708 74.435
09-30-2006 53.397 70.062
06-30-2006 53.357 68.269
03-31-2006 53.794 68.681
12-31-2005 56.959 70.265
09-30-2005 56.258 70.33
06-30-2005 56.463 68.755
03-31-2005 57.073 69.25
12-31-2004 63.91 72.022
09-30-2004 63.707 70.445
06-30-2004 64.139 71.231
03-31-2004 65.072 71.697
12-31-2003 66.976 73.427
09-30-2003 68.464 72.963
06-30-2003 68.694 72.602
03-31-2003 68.383 73.441
12-31-2002 68.901 73.418