Vitals
  • Total Assets
    235.2M -21.2 %
  • Total Deposits
    225.7M -15.9 %
  • Total Net Loans
    173.0M -22.6 %
  • Net Income
  • Book Value
    4.9M -81.7 %
  • Book Value x2
    9.8M -81.7 %
  • Book Value x3
    14.6M -81.7 %
ROAA

ROAE

Efficiency Ratio

105.21

Net Interest Margin

2.754

Balance Sheet Highlights
Financial Highlights Heritage Community Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 235,154 203,799
Total Net Loans 173,015 141,504
Total Deposits 225,735 169,509
Total Equity 4,876 19,386
Profitability
Net Income — 4,040
Return on Average Assets — .934
Return on Average Equity — 8.952
Net Interest Margin 2.754 3.56
Efficiency Ratio 105.21 69.748
Noninterest Income/Revenue 7.665 10.821
Balance Sheet Ratios
Loan-to-Deposit 76.645 76.975
Securities/Assets .106 .649
Total Equity/Total Assets .021 .095
Tangible Equity/Tangible Assets .021 -.033
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,697 18,111
Tier 2 Capital 2,209 1,747
Total Capital 6,906 19,986
Total Risk Weighted Assets 181,990 154,860
Leverage Ratio 2.04 9.77
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 2.58 13.99
Total Capital Ratio 3.79 15.039

Timeline for Heritage Community Bank

Mb Financial Bank, National Association

Heritage Community Bank was acquired by Mb Financial Bank, National Association 15 years

View Profile Feb 28 2009

Riverdale Bank

Acquisition: Heritage Community Bank acquired a new subsidiary, Riverdale Bank, 29 years

View Profile Nov 03 1994

Co-Operative Federal Savings Bank

Acquisition: Heritage Community Bank acquired a new subsidiary, Co-Operative Federal Savings Bank, 32 years

View Profile Dec 14 1991

Heritage Community Bancorporation, Inc.

Heritage Community Bancorporation, Inc. became a new parent organization for Heritage Community Bank.

View Profile Mar 01 1984

Heritage Community Bank

Heritage Community Bank was established 54 years ago and is currently headquartered in Glenwood, IL.

Nov 28 1969
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Mb Financial Bank, National Association Buyer 19,260,138 Failure 2/28/2009
Riverdale Bank Seller 94,164 Discontinued 11/3/1994
Co-Operative Federal Savings Bank Seller 41,029 Failure 12/14/1991
Relationships Role Relationship Start Relationship End
Heritage Community Bancorporation, Inc. Parent 3/1/1984 2/27/2009
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