Leverage Ratio Over Time
Leverage Ratio Heritage Community Bank All Insured Commercial Banks in Illinois
12-31-2008 2.04 9.77
09-30-2008 3.91 10.024
06-30-2008 5.06 10.031
03-31-2008 8.79 10.119
12-31-2007 8.69 10.231
09-30-2007 9.27 10.391
06-30-2007 9.12 10.395
03-31-2007 9.71 10.305
12-31-2006 8.92 10.227
09-30-2006 9.17 10.347
06-30-2006 9.29 10.277
03-31-2006 9.71 10.207
12-31-2005 8.95 10.093
09-30-2005 9.33 10.115
06-30-2005 9.24 10.046
03-31-2005 8.81 9.803
12-31-2004 8.83 9.691
09-30-2004 8.98 9.804
06-30-2004 9.17 9.669
03-31-2004 8.98 9.604
12-31-2003 8.65 9.49
09-30-2003 8.67 9.551
06-30-2003 8.68 9.527
03-31-2003 8.73 9.483
12-31-2002 8.41 9.419