Vitals
  • Total Assets
    228.3M -10.6 %
  • Total Deposits
    205.0M -2.6 %
  • Total Net Loans
    141.5M -22.7 %
  • Net Income
    -4947000.0000 -208.6 %
  • Book Value
    -1687000.0000 -112.6 %
  • Book Value x2
    -3374000.0000 -112.6 %
  • Book Value x3
    -5061000.0000 -112.6 %
ROAA

-8.779

ROAE

-4050.768

Efficiency Ratio

168.726

Net Interest Margin

3.108

Balance Sheet Highlights
Financial Highlights Heritage Banking Group All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 228,328 326,489
Total Net Loans 141,509 194,071
Total Deposits 205,035 274,324
Total Equity -1,687 32,101
Profitability
Net Income -4,947 581
Return on Average Assets -8.779 .661
Return on Average Equity -4050.768 6.491
Net Interest Margin 3.108 4.034
Efficiency Ratio 168.726 71.167
Noninterest Income/Revenue -16.07 16.85
Balance Sheet Ratios
Loan-to-Deposit 69.017 67.499
Securities/Assets .03 .239
Total Equity/Total Assets -.007 .098
Tangible Equity/Tangible Assets -.007 .096
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital -1,732 31,170
Tier 2 Capital — 2,625
Total Capital -1,732 33,796
Total Risk Weighted Assets 171,905 224,343
Leverage Ratio -.77 10.064
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio -1.01 15.219
Total Capital Ratio -1.01 16.371

Timeline for Heritage Banking Group

Trustmark National Bank

Heritage Banking Group was acquired by Trustmark National Bank 13 years

View Profile Apr 16 2011

First Carthage Life Insurance Company

First Carthage Life Insurance Company became a new subsidiary organization for Heritage Banking Group.

View Profile Nov 04 1994

Heritage Agency, Inc., The

Heritage Agency, Inc., The became a new subsidiary organization for Heritage Banking Group.

View Profile Apr 18 1994

First Carthage Finance, Inc.

First Carthage Finance, Inc. became a new subsidiary organization for Heritage Banking Group.

View Profile Mar 24 1988

First Heritage Corporation

First Heritage Corporation became a new parent organization for Heritage Banking Group.

View Profile Dec 31 1980

Want to see more?

Complete timeline for Heritage Banking Group is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Trustmark National Bank Buyer 13,160,266 Failure 4/16/2011
Relationships Role Relationship Start Relationship End
First Heritage Corporation Parent 6/30/1998 4/15/2011
First Heritage Corporation Parent 12/31/1990 6/29/1998
First Heritage Corporation Parent 12/31/1989 12/30/1990
First Heritage Corporation Parent 12/31/1983 12/30/1989
First Heritage Corporation Parent 12/31/1980 12/30/1983
Sasser Corp., The Parent 12/26/1980 12/30/1980
Heritage Agency, Inc., The Subsidary 6/30/2007 4/15/2011
First Carthage Life Insurance Company Subsidary 6/30/2007 7/22/2008
Heritage Agency, Inc., The Subsidary 4/18/1994 6/29/2007
First Carthage Life Insurance Company Subsidary 11/4/1994 6/29/2007
First Carthage Finance, Inc. Subsidary 3/24/1988 12/31/2000
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