Vitals
  • Total Assets
    490.5M -6.4 %
  • Total Deposits
    387.3M -16.8 %
  • Total Net Loans
    268.2M -10.2 %
  • Net Income
    -870000.0000 -216.5 %
  • Book Value
    100.6M 85.6 %
  • Book Value x2
    201.1M 85.6 %
  • Book Value x3
    301.7M 85.6 %
ROAA

-.205

ROAE

-1.251

Efficiency Ratio

97.461

Net Interest Margin

3.435

Balance Sheet Highlights
Financial Highlights Herald National Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 490,489 1,373,332
Total Net Loans 268,177 747,180
Total Deposits 387,278 1,110,912
Total Equity 100,574 156,978
Profitability
Net Income -870 10,276
Return on Average Assets -.205 .79
Return on Average Equity -1.251 7.29
Net Interest Margin 3.435 3.354
Efficiency Ratio 97.461 67.537
Noninterest Income/Revenue 5.509 23.248
Balance Sheet Ratios
Loan-to-Deposit 69.247 63.625
Securities/Assets .231 .191
Total Equity/Total Assets .205 .114
Tangible Equity/Tangible Assets .202 .108
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 91,249 138,737
Tier 2 Capital 1,749 7,835
Total Capital 92,998 147,636
Total Risk Weighted Assets 288,117 845,102
Leverage Ratio 18.78 10.797
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 31.67 19.422
Total Capital Ratio 32.28 20.481

Timeline for Herald National Bank

Bankunited, National Association

Herald National Bank was acquired by Bankunited, National Association 11 years

View Profile Mar 23 2013

Bankunited, Inc.

Bankunited, Inc. became a new parent organization for Herald National Bank.

View Profile Mar 01 2012

Herald National Bank

Herald National Bank was established 15 years ago and is currently headquartered in New York, NY.

Nov 24 2008

Frontpoint Financial Horizons Fund, L.P.

Frontpoint Financial Horizons Fund, L.P. became a new parent organization for Herald National Bank.

View Profile Nov 24 2008

Frontpoint Financial Services Fund, L.P.

Frontpoint Financial Services Fund, L.P. became a new parent organization for Herald National Bank.

View Profile Nov 24 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bankunited, National Association Buyer 27,180,903 Pooling of Interests Discontinued 3/23/2013
Relationships Role Relationship Start Relationship End
Bankunited, Inc. Parent 3/1/2012 3/22/2013
Frontpoint Financial Horizons Fund, L.P. Parent 10/30/2009 11/15/2010
Frontpoint Financial Services Fund, L.P. Parent 10/30/2009 11/15/2010
Frontpoint Financial Horizons Fund, L.P. Parent 11/24/2008 10/29/2009
Frontpoint Financial Services Fund, L.P. Parent 11/24/2008 10/29/2009
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