Assets
Liabilities
Assets Herald National Bank All Insured Commercial Banks in New York
Total Assets 490,488,000 1,079,718,695
Loans & Leases 268,176,000 656,982,667
Real Estate Loans 178,466 430,282
Commercial Loans 82,212 170,470
Individual Loans 7,828 30,931
Agricultural Loans — 771
Other Loans and Leases in Domestic and Foreign Offices 1,419 33,217
Loan and Lease Allowance (1,749) (8,464)
Unearned Income on Loans — (223)
Securities 113,501,000 245,624,590
U.S. Treasury and Agency Securities 101,780 174,832
Municipal Securities — 33,246
Foreign Debt Securities — 1,745
All Other Securities 11,721 35,801
Cash & Balances due from depository institutions 88,966,000 109,839,724
Noninterest-Bearing Cash and Due From Banks 8,325 20,197
Interest-Bearing Bank Balances 80,641 89,643
Federal Funds Sold and Resales — 2,408
Trading Account Assets — 2,352
Premises and fixed assets (including capitalized leases) — 8,188
Other Real Estate Owned — 515
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries — 3
Acceptances and Other Assets 19,845 53,805
Liabilities Herald National Bank All Insured Commercial Banks in New York
Total Liabilities 490,488,000 1,075,311,124
Deposits 389,914,000 918,333,419
Demand Deposits 116,935 101,076
All NOW & ATS Accounts 12,604 31,185
Money Market Deposit Accounts 216,657 417,968
Other Nontransaction Savings 5,871 105,589
Time Deposits At Or Below Insurance Limit 34,959 142,533
Fully Insured Brokered Deposits 64,234 28,904
Less: Fully Insured Brokered Deposits (64,234) (28,904)
Time Deposits Above Insurance Limit 251 40,070
Total Deposits in Foreign Offices — 12,029
Federal Home Loan Bank Borrowings Maturing Under One Year — 3,886
Federal Funds Purchased & Resales — 31,935
Federal Home Loan Bank Borrowing Maturing Over One Year — 10,596
Other Borrowings Maturing Under One Year — 1,813
Other Borrowing Maturing Over One Year — 2,326
Acceptances & Other Liabilities 2,637 17,329
Capital 100,574,000 156,977,705
Subordinated Notes and Debentures — 0
Total Equity 100,574 156,978