Vitals
  • Total Assets
    459.8M 6.3 %
  • Total Deposits
    362.4M 6.1 %
  • Total Net Loans
    217.6M 4.9 %
  • Net Income
    6.2M -22.9 %
  • Book Value
    82.4M 6.3 %
  • Book Value x2
    164.8M 6.3 %
  • Book Value x3
    247.2M 6.3 %
ROAA

1.431

ROAE

7.747

Efficiency Ratio

52.004

Net Interest Margin

3.859

Balance Sheet Highlights
Financial Highlights Hamlin Bank And Trust Company All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 459,757 784,148
Total Net Loans 217,628 559,183
Total Deposits 362,367 637,080
Total Equity 82,393 81,247
Profitability
Net Income 6,173 6,303
Return on Average Assets 1.431 .785
Return on Average Equity 7.747 7.431
Net Interest Margin 3.859 3.473
Efficiency Ratio 52.004 69.514
Noninterest Income/Revenue 7.133 18.146
Balance Sheet Ratios
Loan-to-Deposit 60.057 86.432
Securities/Assets .388 .178
Total Equity/Total Assets .179 .104
Tangible Equity/Tangible Assets .179 .094
Capital Adequacy
Tier 1 Common Capital 70,536 72,881
Tier 1 Capital 70,536 73,172
Tier 2 Capital 11,764 6,143
Total Capital 82,300 79,518
Total Risk Weighted Assets 327,626 578,873
Leverage Ratio 16.25 9.899
Common Equity Tier 1 Capital Ratio 21.53 13.811
Tier 1 Capital Ratio 21.53 13.878
Total Capital Ratio 25.12 15.103

Timeline for Hamlin Bank And Trust Company

The First National Bank Of Eldred

Acquisition: Hamlin Bank And Trust Company acquired a new subsidiary, The First National Bank Of Eldred, 39 years

View Profile Jul 02 1984

Kane Bank And Trust Company

Acquisition: Hamlin Bank And Trust Company acquired a new subsidiary, Kane Bank And Trust Company , 60 years

View Profile Jun 29 1963

Mount Jewett National Bank

Acquisition: Hamlin Bank And Trust Company acquired a new subsidiary, Mount Jewett National Bank , 61 years

View Profile Oct 01 1962

Hamlin Bank And Trust Company

Hamlin Bank And Trust Company was established 160 years ago and is currently headquartered in Smethport, PA.

Dec 31 1863
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Eldred Seller 23,881 Discontinued 7/2/1984
Kane Bank And Trust Company Seller Discontinued 6/29/1963
Mount Jewett National Bank Seller Discontinued 10/1/1962
Relationships Role Relationship Start Relationship End
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