Vitals
  • Total Assets
    452.7M 0.7 %
  • Total Deposits
    366.8M 1.1 %
  • Total Net Loans
    346.7M -0.7 %
  • Net Income
    3.7M 9.1 %
  • Book Value
    46.2M 2.4 %
  • Book Value x2
    92.3M 2.4 %
  • Book Value x3
    138.5M 2.4 %
ROAA

.823

ROAE

8.009

Efficiency Ratio

65.77

Net Interest Margin

3.651

Balance Sheet Highlights
Financial Highlights First Bank & Trust, All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 452,732 290,894
Total Net Loans 346,673 191,278
Total Deposits 366,770 246,407
Total Equity 46,168 31,125
Profitability
Net Income 3,692 2,670
Return on Average Assets .823 .919
Return on Average Equity 8.009 8.247
Net Interest Margin 3.651 3.499
Efficiency Ratio 65.77 67.9
Noninterest Income/Revenue 14.711 16.598
Balance Sheet Ratios
Loan-to-Deposit 94.521 72.669
Securities/Assets .129 .191
Total Equity/Total Assets .102 .107
Tangible Equity/Tangible Assets .1 .103
Capital Adequacy
Tier 1 Common Capital 45,952 29,670
Tier 1 Capital 45,952 29,720
Tier 2 Capital 4,491 2,112
Total Capital 50,443 31,905
Total Risk Weighted Assets 359,056 212,461
Leverage Ratio 10.18 10.62
Common Equity Tier 1 Capital Ratio 12.8 16.313
Tier 1 Capital Ratio 12.8 16.329
Total Capital Ratio 14.05 17.341

Timeline for First Bank & Trust,

Rantoul First Bank, S.B.

Acquisition: First Bank & Trust, acquired a new subsidiary, Rantoul First Bank, S.B., 18 years

View Profile Oct 01 2005

First Banctrust Corporation

First Banctrust Corporation became a new parent organization for First Bank & Trust,.

View Profile Apr 18 2001

Community Finance Center, Incorporated

Community Finance Center, Incorporated became a new subsidiary organization for First Bank & Trust,.

View Profile Apr 18 2001

Ecs Service Corporation

Ecs Service Corporation became a new subsidiary organization for First Bank & Trust,.

View Profile Apr 18 2001

First Charter Service Corporation

First Charter Service Corporation became a new subsidiary organization for First Bank & Trust,.

View Profile Apr 18 2001

Want to see more?

Complete timeline for First Bank & Trust, is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rantoul First Bank, S.B. Seller 29,526 Acquisition Discontinued 10/1/2005
First Federal Savings Bank, Fsb Seller 63,342 Discontinued 1/1/1990
Relationships Role Relationship Start Relationship End
First Banctrust Corporation Parent 4/18/2001
Community Finance Center, Incorporated Subsidary 4/18/2001 3/31/2005
Ecs Service Corporation Subsidary 4/18/2001 3/30/2002
First Charter Service Corporation Subsidary 4/18/2001 3/30/2002
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