Habersham Bank
Clarkesville, GA — Non-member Bank
Acquired Feb 2011
Vitals
-
Total Assets387.7M -15.0 %
-
Total Deposits
-
Total Net Loans217.1M -18.1 %
-
Net Income
-
Book Value2.9M -81.5 %
-
Book Value x25.8M -81.5 %
-
Book Value x38.6M -81.5 %
Balance Sheet Highlights
| Financial Highlights | Habersham Bank | All Insured Commercial Banks in Georgia |
| Balance Sheet $(000) | ||
| Total Assets | 387,681 | 247,607 |
| Total Net Loans | 217,068 | 156,011 |
| Total Deposits | — | 212,199 |
| Total Equity | — | 27,648 |
| Profitability | ||
| Net Income | — | 2,180 |
| Return on Average Assets | — | 1.008 |
| Return on Average Equity | — | 9.016 |
| Net Interest Margin | — | 4.028 |
| Efficiency Ratio | — | 71.784 |
| Noninterest Income/Revenue | — | 19.036 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | — | 72.795 |
| Securities/Assets | .165 | |
| Total Equity/Total Assets | .112 | |
| Tangible Equity/Tangible Assets | .007 | .11 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | 25,721 |
| Tier 1 Capital | — | 25,796 |
| Tier 2 Capital | — | 1,898 |
| Total Capital | — | 27,748 |
| Total Risk Weighted Assets | — | 168,792 |
| Leverage Ratio | — | 10.74 |
| Common Equity Tier 1 Capital Ratio | — | 16.222 |
| Tier 1 Capital Ratio | — | 16.316 |
| Total Capital Ratio | — | 17.473 |
Timeline for Habersham Bank
Liberty Bank & Trust
Acquisition: Habersham Bank acquired a new subsidiary, Liberty Bank & Trust, 18 years
View Profile Jul 23 2005
Security State Bank
Acquisition: Habersham Bank acquired a new subsidiary, Security State Bank, 24 years
View Profile Jul 01 1999
Advantage Insurers, Inc.
Advantage Insurers, Inc. became a new subsidiary organization for Habersham Bank.
View Profile Mar 31 1997
Appalachian Travel Services, Inc.
Appalachian Travel Services, Inc. became a new subsidiary organization for Habersham Bank.
View Profile Sep 01 1996
| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| South State Bank | Buyer | 8,794,031 | Failure | 2/19/2011 | |
| Liberty Bank & Trust | Seller | 23,707 | Acquisition | Discontinued | 7/23/2005 |
| Security State Bank | Seller | 65,255 | Pooling of Interests | Discontinued | 7/1/1999 |
| Relationships | Role | Relationship Start | Relationship End |
| Habersham Bancorp | Parent | 12/31/1984 | 2/18/2011 |
| Advantage Insurers, Inc. | Subsidary | 6/30/2007 | 12/30/2009 |
| Advantage Insurers, Inc. | Subsidary | 3/31/1997 | 6/29/2007 |
| Bancmortgage Financial Corporation | Subsidary | 1/29/1996 | 12/5/2002 |
| Appalachian Travel Services, Inc. | Subsidary | 9/1/1996 | 12/31/1999 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Citizens Bank
|
Kilgore | TX | 383.7M |
|
West Texas State Bank
|
Odessa | TX | 392.6M |
|
Macon Bank And Trust Company
|
Lafayette | TN | 382.5M |
|
Bank Of Prairie Du Sac
|
Prairie Du Sac | WI | 381.4M |
|
The Muncy Bank And Trust Company
|
Muncy | PA | 394.3M |
|
F & M Bank
|
Edmond | OK | 394.8M |
|
Citizens Bank & Trust
|
Guntersville | AL | 395.2M |
|
Gulf Coast Bank
|
Abbeville | LA | 379.0M |
|
Webbank
|
Salt Lake City | UT | 378.2M |
|
Gold Coast Bank
|
Islandia | NY | 400.4M |