Vitals
  • Total Assets
    491.7M -0.4 %
  • Total Deposits
    402.9M -0.4 %
  • Total Net Loans
    388.4M -5.1 %
  • Net Income
    3.1M -10.6 %
  • Book Value
    54.7M -4.6 %
  • Book Value x2
    109.3M -4.6 %
  • Book Value x3
    164.0M -4.6 %
ROAA

.631

ROAE

5.563

Efficiency Ratio

76.261

Net Interest Margin

3.642

Balance Sheet Highlights
Financial Highlights Gbc International Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 491,732 1,346,313
Total Net Loans 388,371 907,793
Total Deposits 402,883 1,084,972
Total Equity 54,666 169,778
Profitability
Net Income 3,060 12,577
Return on Average Assets .631 .955
Return on Average Equity 5.563 8.072
Net Interest Margin 3.642 3.784
Efficiency Ratio 76.261 64.937
Noninterest Income/Revenue 4.93 13.682
Balance Sheet Ratios
Loan-to-Deposit 96.398 83.983
Securities/Assets .085 .141
Total Equity/Total Assets .111 .126
Tangible Equity/Tangible Assets .107 .113
Capital Adequacy
Tier 1 Common Capital 53,926 147,337
Tier 1 Capital 53,926 147,552
Tier 2 Capital 4,934 11,893
Total Capital 58,860 160,236
Total Risk Weighted Assets 354,208 1,009,488
Leverage Ratio 11.07 11.256
Common Equity Tier 1 Capital Ratio 15.22 14.697
Tier 1 Capital Ratio 15.22 14.792
Total Capital Ratio 16.62 16.005

Timeline for Gbc International Bank

Shoreline Bank

Acquisition: Gbc International Bank acquired a new subsidiary, Shoreline Bank, 13 years

View Profile Oct 02 2010

Sincere Federal Savings Bank

Acquisition: Gbc International Bank acquired a new subsidiary, Sincere Federal Savings Bank, 19 years

View Profile May 14 2005

United American Bank

Acquisition: Gbc International Bank acquired a new subsidiary, United American Bank, 29 years

View Profile Oct 15 1994

Gbc Holdings, Inc.

Gbc Holdings, Inc. became a new parent organization for Gbc International Bank.

View Profile Dec 01 1992

Griffin Holdings, Inc.

Griffin Holdings, Inc. became a new parent organization for Gbc International Bank.

View Profile Aug 27 1984

Want to see more?

Complete timeline for Gbc International Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Shoreline Bank Seller 92,980 Failure 10/2/2010
Sincere Federal Savings Bank Seller 53,153 Acquisition Discontinued 5/14/2005
United American Bank Seller 29,375 Discontinued 10/15/1994
Relationships Role Relationship Start Relationship End
Gbc Holdings, Inc. Parent 12/1/1992
Griffin Holdings, Inc. Parent 8/27/1984 11/30/1992
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