Vitals
  • Total Assets
    274.5M 1.8 %
  • Total Deposits
    243.7M 2.1 %
  • Total Net Loans
    156.5M 15.7 %
  • Net Income
    4.7M -1.4 %
  • Book Value
    30.6M -0.7 %
  • Book Value x2
    61.2M -0.7 %
  • Book Value x3
    91.8M -0.7 %
ROAA

1.694

ROAE

15.11

Efficiency Ratio

51.534

Net Interest Margin

3.811

Balance Sheet Highlights
Financial Highlights Frontier Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 274,494 406,389
Total Net Loans 156,459 257,573
Total Deposits 243,723 344,879
Total Equity 30,612 40,990
Profitability
Net Income 4,708 4,034
Return on Average Assets 1.694 1.068
Return on Average Equity 15.11 9.983
Net Interest Margin 3.811 3.933
Efficiency Ratio 51.534 70.399
Noninterest Income/Revenue 11.619 23.071
Balance Sheet Ratios
Loan-to-Deposit 64.195 73.804
Securities/Assets .35 .203
Total Equity/Total Assets .112 .101
Tangible Equity/Tangible Assets .111 .096
Capital Adequacy
Tier 1 Common Capital 30,495 39,094
Tier 1 Capital 30,495 39,135
Tier 2 Capital 2,256 3,076
Total Capital 32,751 42,210
Total Risk Weighted Assets 178,986 288,026
Leverage Ratio 11.02 10.22
Common Equity Tier 1 Capital Ratio 17.04 15.667
Tier 1 Capital Ratio 17.04 15.699
Total Capital Ratio 18.3 16.831

Timeline for Frontier Bank

The Colorado State Bank Of Walsh

Acquisition: Frontier Bank acquired a new subsidiary, The Colorado State Bank Of Walsh, 10 years

View Profile Oct 01 2013

Heritage Federal Savings Association

Acquisition: Frontier Bank acquired a new subsidiary, Heritage Federal Savings Association, 32 years

View Profile Aug 24 1991

Lamar Industrial Bank

Acquisition: Frontier Bank acquired a new subsidiary, Lamar Industrial Bank, 32 years

View Profile Aug 24 1991

Whitcorp Financial Company

Whitcorp Financial Company became a new parent organization for Frontier Bank.

View Profile Feb 21 1991

Frontier Bank

Frontier Bank was established 89 years ago and is currently headquartered in Lamar, CO.

Aug 25 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Colorado State Bank Of Walsh Seller 43,990 Acquisition Discontinued 10/1/2013
Heritage Federal Savings Association Seller 30,531 Failure 8/24/1991
Lamar Industrial Bank Seller 3,976 Discontinued 8/24/1991
Relationships Role Relationship Start Relationship End
Whitcorp Financial Company Parent 12/14/2007
Whitcorp Financial Company Parent 4/18/1996 12/13/2007
Whitcorp Financial Company Parent 5/6/1993 4/17/1996
Whitcorp Financial Company Parent 10/22/1992 5/5/1993
Whitcorp Financial Company Parent 2/21/1991 10/21/1992
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