Vitals
  • Total Assets
    196.9M 2.5 %
  • Total Deposits
    178.6M 7.7 %
  • Total Net Loans
    103.0M 7.3 %
  • Net Income
    1.2M -19.4 %
  • Book Value
    18.2M 6.1 %
  • Book Value x2
    36.3M 6.1 %
  • Book Value x3
    54.5M 6.1 %
ROAA

.637

ROAE

6.993

Efficiency Ratio

72.792

Net Interest Margin

3.846

Balance Sheet Highlights
Financial Highlights Founders Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 196,903 1,346,313
Total Net Loans 102,993 907,793
Total Deposits 178,631 1,084,972
Total Equity 18,169 169,778
Profitability
Net Income 1,230 12,577
Return on Average Assets .637 .955
Return on Average Equity 6.993 8.072
Net Interest Margin 3.846 3.784
Efficiency Ratio 72.792 64.937
Noninterest Income/Revenue 5.584 13.682
Balance Sheet Ratios
Loan-to-Deposit 57.657 83.983
Securities/Assets .01 .141
Total Equity/Total Assets .092 .126
Tangible Equity/Tangible Assets .092 .113
Capital Adequacy
Tier 1 Common Capital 18,183 147,337
Tier 1 Capital 18,183 147,552
Tier 2 Capital 1,454 11,893
Total Capital 19,637 160,236
Total Risk Weighted Assets 116,245 1,009,488
Leverage Ratio 9.04 11.256
Common Equity Tier 1 Capital Ratio 15.64 14.697
Tier 1 Capital Ratio 15.64 14.792
Total Capital Ratio 16.89 16.005

Timeline for Founders Community Bank

Founders Bancorp

Founders Bancorp became a new parent organization for Founders Community Bank.

View Profile Jul 06 2007

Founders Community Bank

Founders Community Bank was established 19 years ago and is currently headquartered in San Luis Obispo, CA.

May 05 2005
Relationships Role Relationship Start Relationship End
Founders Bancorp Parent 7/6/2007
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