Vitals
  • Total Assets
    508.6M -3.1 %
  • Total Deposits
    460.5M -3.5 %
  • Total Net Loans
    374.2M 6.2 %
  • Net Income
    3.8M -27.6 %
  • Book Value
    42.4M 7.3 %
  • Book Value x2
    84.9M 7.3 %
  • Book Value x3
    127.3M 7.3 %
ROAA

.754

ROAE

9.367

Efficiency Ratio

64.812

Net Interest Margin

4.07

Balance Sheet Highlights
Financial Highlights Flagship Bank And Trust Company All Insured Savings Banks in Massachusetts
Balance Sheet $(000)
Total Assets 508,624 405,142
Total Net Loans 374,230 270,159
Total Deposits 460,505 299,856
Total Equity 42,448 43,490
Profitability
Net Income 3,826 2,378
Return on Average Assets .754 .458
Return on Average Equity 9.367 4.349
Net Interest Margin 4.07 2.941
Efficiency Ratio 64.812 82.628
Noninterest Income/Revenue 11.066 8.05
Balance Sheet Ratios
Loan-to-Deposit 81.265 90.729
Securities/Assets .129 .298
Total Equity/Total Assets .083 .107
Tangible Equity/Tangible Assets .083 .056
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 43,354 41,370
Tier 2 Capital 5,363 2,775
Total Capital 48,717 44,420
Total Risk Weighted Assets 429,036 261,503
Leverage Ratio 8.51 10.265
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.11 16.392
Total Capital Ratio 11.36 17.462

Timeline for Flagship Bank And Trust Company

People's United Bank, National Association

Flagship Bank And Trust Company was acquired by People's United Bank, National Association 15 years

View Profile Jan 01 2009

People's United Bank, National Association

People's United Bank, National Association became a new parent organization for Flagship Bank And Trust Company.

View Profile Jan 01 2008

Fbt Realty, Inc.

Fbt Realty, Inc. became a new subsidiary organization for Flagship Bank And Trust Company.

View Profile Jul 19 2001

Chittenden Corporation

Chittenden Corporation became a new parent organization for Flagship Bank And Trust Company.

View Profile Feb 29 1996

Flagship Securities Corporation

Flagship Securities Corporation became a new subsidiary organization for Flagship Bank And Trust Company.

View Profile Feb 29 1996

Want to see more?

Complete timeline for Flagship Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
People's United Bank, National Association Buyer 40,278,972 Discontinued 1/1/2009
Relationships Role Relationship Start Relationship End
People's United Bank, National Association Parent 1/1/2008 12/31/2008
Chittenden Corporation Parent 2/29/1996 12/31/2007
Flagship Securities Corporation Subsidary 6/30/2007 12/31/2007
Flagship Securities Corporation Subsidary 2/29/1996 6/29/2007
Fbt Realty, Inc. Subsidary 7/19/2001 1/11/2005
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