Vitals
  • Total Assets
    153.8M 5.4 %
  • Total Deposits
    133.3M 7.8 %
  • Total Net Loans
    131.8M 2.7 %
  • Net Income
    2.0M -4.1 %
  • Book Value
    16.3M 4.7 %
  • Book Value x2
    32.6M 4.7 %
  • Book Value x3
    48.9M 4.7 %
ROAA

1.33

ROAE

12.445

Efficiency Ratio

57.643

Net Interest Margin

3.804

Balance Sheet Highlights
Financial Highlights First Trust And Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 153,828 198,346
Total Net Loans 131,768 133,864
Total Deposits 133,306 165,124
Total Equity 16,307 22,060
Profitability
Net Income 2,005 2,310
Return on Average Assets 1.33 1.15
Return on Average Equity 12.445 9.92
Net Interest Margin 3.804 3.587
Efficiency Ratio 57.643 60.34
Noninterest Income/Revenue 7.317 13.494
Balance Sheet Ratios
Loan-to-Deposit 98.846 77.091
Securities/Assets .046 .197
Total Equity/Total Assets .106 .111
Tangible Equity/Tangible Assets .106 .107
Capital Adequacy
Tier 1 Common Capital 16,324 21,135
Tier 1 Capital 16,324 21,140
Tier 2 Capital 1,709 1,625
Total Capital 18,033 22,777
Total Risk Weighted Assets 138,869 151,308
Leverage Ratio 10.52 10.944
Common Equity Tier 1 Capital Ratio 11.76 15.631
Tier 1 Capital Ratio 11.76 15.631
Total Capital Ratio 12.99 16.675

Timeline for First Trust And Savings Bank

Wheatland Bancorporation

Wheatland Bancorporation became a new parent organization for First Trust And Savings Bank.

View Profile Sep 30 1981

Moramerica Financial Corporation

Moramerica Financial Corporation became a new parent organization for First Trust And Savings Bank.

View Profile Mar 30 1974

First Trust & Savings Bank

Acquisition: First Trust And Savings Bank acquired a new subsidiary, First Trust & Savings Bank , 63 years

View Profile Jan 03 1961

First Trust And Savings Bank

First Trust And Savings Bank was established 119 years ago and is currently headquartered in Wheatland, IA.

Jan 01 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Trust & Savings Bank Seller Discontinued 1/3/1961
Relationships Role Relationship Start Relationship End
Wheatland Bancorporation Parent 6/30/1997
Wheatland Bancorporation Parent 10/1/1996 6/29/1997
Wheatland Bancorporation Parent 9/30/1995 9/30/1996
Wheatland Bancorporation Parent 9/30/1983 9/29/1995
Wheatland Bancorporation Parent 9/30/1981 9/29/1983
Moramerica Financial Corporation Parent 12/31/1975 9/29/1981
Moramerica Financial Corporation Parent 3/30/1974 12/30/1975
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