Vitals
  • Total Assets
    351.7M -0.1 %
  • Total Deposits
    276.1M -1.1 %
  • Total Net Loans
    258.4M 3.4 %
  • Net Income
    4.0M 6.2 %
  • Book Value
    26.4M -4.9 %
  • Book Value x2
    52.9M -4.9 %
  • Book Value x3
    79.3M -4.9 %
ROAA

1.116

ROAE

14.544

Efficiency Ratio

66.331

Net Interest Margin

4.066

Balance Sheet Highlights
Financial Highlights First Susquehanna Bank & Trust All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 351,742 414,258
Total Net Loans 258,430 255,147
Total Deposits 276,127 314,591
Total Equity 26,445 40,781
Profitability
Net Income 3,961 16,528
Return on Average Assets 1.116 1.144
Return on Average Equity 14.544 11.683
Net Interest Margin 4.066 3.678
Efficiency Ratio 66.331 66.128
Noninterest Income/Revenue 15.358 15.867
Balance Sheet Ratios
Loan-to-Deposit 93.591 78.472
Securities/Assets .156 .481
Total Equity/Total Assets .075 .098
Tangible Equity/Tangible Assets .075 -.091
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 26,914 36,586
Tier 2 Capital 2,053 3,218
Total Capital 28,967 39,907
Total Risk Weighted Assets 262,391 289,790
Leverage Ratio 7.53 9.66
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.26 15.089
Total Capital Ratio 11.04 16.335

Timeline for First Susquehanna Bank & Trust

Susquehanna Bank

First Susquehanna Bank & Trust was acquired by Susquehanna Bank 19 years

View Profile Jan 22 2005

Fsbt Llc

Fsbt Llc became a new subsidiary organization for First Susquehanna Bank & Trust.

View Profile Jan 01 2003

Susquehanna Bancshares, Inc.

Susquehanna Bancshares, Inc. became a new parent organization for First Susquehanna Bank & Trust.

View Profile Oct 01 1985

Fnt Bancorp, Inc.

Fnt Bancorp, Inc. became a new parent organization for First Susquehanna Bank & Trust.

View Profile May 03 1984

The West End National Bank Of Shamokin

Acquisition: First Susquehanna Bank & Trust acquired a new subsidiary, The West End National Bank Of Shamokin, 40 years

View Profile Aug 08 1983

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Complete timeline for First Susquehanna Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Susquehanna Bank Buyer 18,522,702 Pooling of Interests Discontinued 1/22/2005
The West End National Bank Of Shamokin Seller 11,616 Discontinued 8/8/1983
The First National Bank Of Mount Carmel Seller Discontinued 10/2/1972
Relationships Role Relationship Start Relationship End
Susquehanna Bancshares, Inc. Parent 10/1/1985 1/21/2005
Fnt Bancorp, Inc. Parent 5/3/1984 9/30/1985
Fsbt Llc Subsidary 1/1/2003 1/21/2005
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