First Susquehanna Bank & Trust
Sunbury, PA — Domestic Branch of a Domestic Bank
Acquired Jan 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Susquehanna Bank & Trust | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 14,710 | 14,467 |
Income from Lease Financing Receivables | 1,507 | 6,901 |
363 | 645 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 171 | 326 |
Income on Loans and Leases (TE) | 16,388 | 14,804 |
Investment Interest Income (TE) | 2,115 | 5,177 |
Total Interest Income (TE) | 18,557 | 20,351 |
Total Interest Expense | 5,490 | 6,440 |
Net Interest Income (TE) | 13,067 | 13,912 |
Non-Interest Income | 3,367 | 3,838 |
Adjusted Operating Income (TE) | 16,434 | 17,825 |
Non-interest Expense | 10,901 | 11,017 |
Provision for Loan & Lease Losses | 240 | 1,217 |
Pretax Operating Income (TE) | 5,293 | 23,831 |
Pretax Net Operating Income (TE) | 5,295 | 24,181 |
Applicable Income Taxes | 1,140 | 7,263 |
Net Operating Income | 3,961 | 16,528 |
Net Income | 3,961 | 16,528 |
Cash Dividends Declared | 5,250 | 13,166 |
Retained Earnings | — | 5,641 |