Vitals
  • Total Assets
    35.1M 11.9 %
  • Total Deposits
    31.2M 13.7 %
  • Total Net Loans
    21.6M -3.7 %
  • Net Income
    196000.0000 2.6 %
  • Book Value
    3.8M 0.5 %
  • Book Value x2
    7.7M 0.5 %
  • Book Value x3
    11.5M 0.5 %
ROAA

.818

ROAE

7.003

Efficiency Ratio

95.614

Net Interest Margin

4.769

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Colorado
Balance Sheet $(000)
Total Assets 35,120 182,818
Total Net Loans 21,588 122,526
Total Deposits 31,220 155,802
Total Equity 3,840 17,213
Profitability
Net Income 196 2,635
Return on Average Assets .818 1.46
Return on Average Equity 7.003 16.342
Net Interest Margin 4.769 4.71
Efficiency Ratio 95.614 63.406
Noninterest Income/Revenue 6.452 15.768
Balance Sheet Ratios
Loan-to-Deposit 69.148 70.431
Securities/Assets .014 .551
Total Equity/Total Assets .109 .094
Tangible Equity/Tangible Assets .109 -.046
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,840 15,581
Tier 2 Capital 237 1,561
Total Capital 4,077 16,834
Total Risk Weighted Assets 26,078 120,600
Leverage Ratio 11.36 9.102
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.73 14.193
Total Capital Ratio 15.63 15.183

Timeline for First State Bank

Peak National Bank

First State Bank was acquired by Peak National Bank 18 years

View Profile Dec 31 2005

Clear Creek Bank Corp.

Clear Creek Bank Corp. became a new parent organization for First State Bank.

View Profile Apr 28 1993

High Country Investment Corp.

High Country Investment Corp. became a new parent organization for First State Bank.

View Profile Dec 31 1970

First State Bank

First State Bank was established 90 years ago and is currently headquartered in Idaho Springs, CO.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peak National Bank Buyer 211,657 Pooling of Interests Discontinued 12/31/2005
Relationships Role Relationship Start Relationship End
Clear Creek Bank Corp. Parent 4/28/1993 12/30/2005
High Country Investment Corp. Parent 12/31/1981 3/11/1985
High Country Investment Corp. Parent 12/31/1979 12/30/1981
High Country Investment Corp. Parent 12/31/1970 12/30/1979
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