Vitals
  • Total Assets
    284.3M
  • Total Deposits
    239.3M
  • Total Net Loans
    184.7M
  • Net Income
    418000.0000
  • Book Value
    24.2M
  • Book Value x2
    48.4M
  • Book Value x3
    72.6M
ROAA

.149

ROAE

1.775

Efficiency Ratio

83.582

Net Interest Margin

3.384

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 284,345 150,240
Total Net Loans 184,689 96,127
Total Deposits 239,287 124,418
Total Equity 24,187 14,950
Profitability
Net Income 418 9,836
Return on Average Assets .149 1.189
Return on Average Equity 1.775 11.689
Net Interest Margin 3.384 4.47
Efficiency Ratio 83.582 65.163
Noninterest Income/Revenue 11.72 12.459
Balance Sheet Ratios
Loan-to-Deposit 77.183 74.797
Securities/Assets .179 .856
Total Equity/Total Assets .085 .1
Tangible Equity/Tangible Assets .085 -.697
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 23,690 14,094
Tier 2 Capital 2,667 1,185
Total Capital 26,357 15,323
Total Risk Weighted Assets 211,742 102,137
Leverage Ratio 8.41 9.986
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.19 15.182
Total Capital Ratio 12.45 16.361

Timeline for First State Bank

First State Bank

First State Bank was acquired by First State Bank 21 years

View Profile Jan 25 2003

Fs Management Inc

Fs Management Inc became a new subsidiary organization for First State Bank.

View Profile Dec 02 2002

First State Development Corporation

First State Development Corporation became a new subsidiary organization for First State Bank.

View Profile Jul 12 2002

American Holdings Investments, Inc

American Holdings Investments, Inc became a new subsidiary organization for First State Bank.

View Profile Jul 23 1999

Bankers Mortgage Company

Bankers Mortgage Company became a new subsidiary organization for First State Bank.

View Profile Jul 22 1999

Want to see more?

Complete timeline for First State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Buyer 1,900,083 Pooling of Interests Discontinued 1/25/2003
Relationships Role Relationship Start Relationship End
Community First Bancshares, Inc. Parent 6/3/1999 1/24/2003
First Northwest Bancshares, Inc. Parent 8/24/1987 6/2/1999
Bankers Mortgage Company Subsidary 9/1/2001 1/24/2003
Simmons First Finance Company Subsidary 9/1/2001 1/24/2003
American Holdings Investments, Inc Subsidary 9/1/2001 1/24/2003
First State Development Corporation Subsidary 7/12/2002 1/24/2003
Fs Management Inc Subsidary 12/2/2002 1/24/2003
Bankers Mortgage Company Subsidary 12/31/2000 8/31/2001
Simmons First Finance Company Subsidary 12/31/2000 8/31/2001
American Holdings Investments, Inc Subsidary 12/31/2000 8/31/2001
Bankers Mortgage Company Subsidary 7/22/1999 12/30/2000
Simmons First Finance Company Subsidary 7/22/1999 12/30/2000
American Holdings Investments, Inc Subsidary 7/23/1999 12/30/2000
Fleetone Factoring, Inc. Subsidary 7/22/1999 3/31/2000
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