Vitals
  • Total Assets
    57.2M -0.2 %
  • Total Deposits
    46.4M 3.7 %
  • Total Net Loans
    23.9M -10.4 %
  • Net Income
    220000.0000 -56.3 %
  • Book Value
    6.4M 11.5 %
  • Book Value x2
    12.9M 11.5 %
  • Book Value x3
    19.3M 11.5 %
ROAA

.517

ROAE

4.836

Efficiency Ratio

89.841

Net Interest Margin

3.337

Balance Sheet Highlights
Financial Highlights First State Bank Of Beardstown, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 57,183 211,584
Total Net Loans 23,931 140,394
Total Deposits 46,364 178,405
Total Equity 6,432 21,336
Profitability
Net Income 220 3,048
Return on Average Assets .517 .983
Return on Average Equity 4.836 9.426
Net Interest Margin 3.337 3.56
Efficiency Ratio 89.841 71.202
Noninterest Income/Revenue 18.402 14.724
Balance Sheet Ratios
Loan-to-Deposit 51.616 73.405
Securities/Assets .385 .664
Total Equity/Total Assets .112 .101
Tangible Equity/Tangible Assets .088 -.02
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,703 19,326
Tier 2 Capital 385 2,009
Total Capital 5,088 21,435
Total Risk Weighted Assets 30,688 154,239
Leverage Ratio 8.55 9.692
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.33 14.432
Total Capital Ratio 16.58 15.546

Timeline for First State Bank Of Beardstown, Illinois

West Central Bank

First State Bank Of Beardstown, Illinois was acquired by West Central Bank 15 years

View Profile Oct 03 2009

West Central Bancshares, Inc.

West Central Bancshares, Inc. became a new parent organization for First State Bank Of Beardstown, Illinois.

View Profile Jan 01 2009

Fsb Insurance And Investment Services, Inc.

Fsb Insurance And Investment Services, Inc. became a new subsidiary organization for First State Bank Of Beardstown, Illinois.

View Profile Jan 01 2009

First Beardstown Bancorp, Inc.

First Beardstown Bancorp, Inc. became a new parent organization for First State Bank Of Beardstown, Illinois.

View Profile Apr 01 1992

First State Bank Of Beardstown, Illinois

First State Bank Of Beardstown, Illinois was established 135 years ago and is currently headquartered in Beardstown, IL.

Feb 16 1889
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
West Central Bank Buyer 192,900 Pooling of Interests Discontinued 10/3/2009
Relationships Role Relationship Start Relationship End
West Central Bancshares, Inc. Parent 1/1/2009 10/2/2009
First Beardstown Bancorp, Inc. Parent 4/1/1992 12/31/2008
Fsb Insurance And Investment Services, Inc. Subsidary 1/1/2009 10/2/2009
Similar Organizations
Organization City State Total Assets
State Bank Of Cold Spring
 		Cold Spring MN 57.5M
The First Security Bank
 		Overbrook KS 57.6M
Gateway Bank
 		Rison AR 58.2M
Cenbank
 		Buffalo Lake MN 58.8M
1St Cameron State Bank
 		Cameron MO 57.5M
Tallahatchie County Bank
 		Charleston MS 57.3M
Genoa Community Bank
 		Genoa NE 57.3M
Lincoln Community Bank
 		Merrill WI 57.6M
American Trust Bank
 		Kirksville MO 59.2M
Cedar Valley Bank & Trust
 		La Porte City IA 59.3M