First Southern Bank
Columbia, MS — Non-member Bank
Active
Vitals
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Total Assets190.2M 0.8 %
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Total Deposits170.1M 0.8 %
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Total Net Loans125.7M 1.9 %
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Net Income1.7M 10.0 %
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Book Value19.1M 1.9 %
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Book Value x238.3M 1.9 %
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Book Value x357.4M 1.9 %
Balance Sheet Highlights
Financial Highlights | First Southern Bank | All Insured Commercial Banks in Mississippi |
Balance Sheet $(000) | ||
Total Assets | 190,210 | 525,484 |
Total Net Loans | 125,694 | 348,104 |
Total Deposits | 170,112 | 440,088 |
Total Equity | 19,142 | 60,485 |
Profitability | ||
Net Income | 1,719 | 5,177 |
Return on Average Assets | .887 | .911 |
Return on Average Equity | 8.878 | 8.357 |
Net Interest Margin | 4.219 | 3.971 |
Efficiency Ratio | 78.431 | 70.327 |
Noninterest Income/Revenue | 21.433 | 22.171 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 73.889 | 71.665 |
Securities/Assets | .215 | .197 |
Total Equity/Total Assets | .101 | .115 |
Tangible Equity/Tangible Assets | .101 | .102 |
Capital Adequacy | ||
Tier 1 Common Capital | 19,441 | 52,498 |
Tier 1 Capital | 19,441 | 52,598 |
Tier 2 Capital | 1,517 | 3,510 |
Total Capital | 20,958 | 56,103 |
Total Risk Weighted Assets | 125,087 | 380,206 |
Leverage Ratio | 10.08 | 10.71 |
Common Equity Tier 1 Capital Ratio | 15.54 | 16.284 |
Tier 1 Capital Ratio | 15.54 | 16.342 |
Total Capital Ratio | 16.75 | 17.377 |
Timeline for First Southern Bank
First Federal Bancorp
First Federal Bancorp became a new parent organization for First Southern Bank.
View Profile Jan 25 2006First Federal Service Corp.
First Federal Service Corp. became a new subsidiary organization for First Southern Bank.
View Profile Jan 25 2006First Southern Bank
First Southern Bank was established 64 years ago and is currently headquartered in Columbia, MS.
Mar 28 1960Relationships | Role | Relationship Start | Relationship End |
First Federal Bancorp | Parent | 1/25/2006 | |
First Federal Service Corp. | Subsidary | 6/30/2007 | |
First Federal Service Corp. | Subsidary | 1/25/2006 | 6/29/2007 |
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