Vitals
  • Total Assets
    669.1M 2.9 %
  • Total Deposits
    513.2M -3.4 %
  • Total Net Loans
    484.9M 12.1 %
  • Net Income
    7.9M 3.3 %
  • Book Value
    89.4M 4.0 %
  • Book Value x2
    178.9M 4.0 %
  • Book Value x3
    268.3M 4.0 %
ROAA

1.193

ROAE

9.066

Efficiency Ratio

53.24

Net Interest Margin

4.011

Balance Sheet Highlights
Financial Highlights First Southern Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 669,149 290,894
Total Net Loans 484,928 191,278
Total Deposits 513,218 246,407
Total Equity 89,443 31,125
Profitability
Net Income 7,933 2,670
Return on Average Assets 1.193 .919
Return on Average Equity 9.066 8.247
Net Interest Margin 4.011 3.499
Efficiency Ratio 53.24 67.9
Noninterest Income/Revenue 11.365 16.598
Balance Sheet Ratios
Loan-to-Deposit 94.488 72.669
Securities/Assets .201 .191
Total Equity/Total Assets .134 .107
Tangible Equity/Tangible Assets .114 .103
Capital Adequacy
Tier 1 Common Capital 78,328 29,670
Tier 1 Capital 78,328 29,720
Tier 2 Capital 3,189 2,112
Total Capital 81,517 31,905
Total Risk Weighted Assets 482,265 212,461
Leverage Ratio 11.99 10.62
Common Equity Tier 1 Capital Ratio 16.24 16.313
Tier 1 Capital Ratio 16.24 16.329
Total Capital Ratio 16.9 17.341

Timeline for First Southern Bank

Herrin Security Bank

Acquisition: First Southern Bank acquired a new subsidiary, Herrin Security Bank, 9 years

View Profile Dec 06 2014

First Southern Bank

Acquisition: First Southern Bank acquired a new subsidiary, First Southern Bank, 9 years

View Profile Aug 16 2014

C. P. Burnett & Sons, Bankers

Acquisition: First Southern Bank acquired a new subsidiary, C. P. Burnett & Sons, Bankers, 17 years

View Profile Oct 01 2006

The Egyptian State Bank

Acquisition: First Southern Bank acquired a new subsidiary, The Egyptian State Bank, 18 years

View Profile Jun 25 2005

Midwest Community Bancshares, Inc.

Midwest Community Bancshares, Inc. became a new parent organization for First Southern Bank.

View Profile Oct 30 1997

Want to see more?

Complete timeline for First Southern Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Herrin Security Bank Seller 101,914 Acquisition Discontinued 12/6/2014
First Southern Bank Seller 243,405 Acquisition Discontinued 8/16/2014
C. P. Burnett & Sons, Bankers Seller 46,677 Acquisition Discontinued 10/1/2006
The Egyptian State Bank Seller 39,212 Pooling of Interests Discontinued 6/25/2005
Relationships Role Relationship Start Relationship End
Midwest Community Bancshares, Inc. Parent 10/30/1997
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