Efficiency Ratio Over Time
Efficiency Ratio First Southern Bank All Insured Commercial Banks in Illinois
12-31-2016 53.24 67.9
09-30-2016 55.048 67.646
06-30-2016 54.763 68.093
03-31-2016 54.243 69.015
12-31-2015 54.775 69.227
09-30-2015 52.969 68.548
06-30-2015 52.272 68.972
03-31-2015 50.645 69.878
12-31-2014 53.419 69.969
09-30-2014 55.061 69.35
06-30-2014 54.381 70.075
03-31-2014 54.436 70.96
12-31-2013 55.008 70.63
09-30-2013 55.719 70.13
06-30-2013 56.743 70.351
03-31-2013 57.274 71.443
12-31-2012 52.407 70.063
09-30-2012 52.079 68.769
06-30-2012 52.51 68.792
03-31-2012 52.476 68.884
12-31-2011 50.681 69.941
09-30-2011 51.963 68.923
06-30-2011 53.055 69.854
03-31-2011 52.682 70.062
12-31-2010 51.087 70.567
09-30-2010 51.41 69.213
06-30-2010 52.182 69.682
03-31-2010 52.756 71.112
12-31-2009 51.883 73.38
09-30-2009 53.163 71.202
06-30-2009 51.866 72.036
03-31-2009 52.026 69.904
12-31-2008 56.146 69.748
09-30-2008 57.56 68.193
06-30-2008 60.547 68.561
03-31-2008 62.423 69.396
12-31-2007 62.283 68.284
09-30-2007 62.249 67.285
06-30-2007 61.484 67.545
03-31-2007 61.115 68.287
12-31-2006 58.395 66.265
09-30-2006 57.396 65.369
06-30-2006 56.508 65.236
03-31-2006 57.674 65.409
12-31-2005 55.014 64.049
09-30-2005 54.26 63.135
06-30-2005 53.686 63.051
03-31-2005 51.556 63.149
12-31-2004 49.413 63.383
09-30-2004 48.739 62.952
06-30-2004 47.73 63.147
03-31-2004 46.56 63.481
12-31-2003 49.637 63.697
09-30-2003 49.318 62.506
06-30-2003 48.306 62.464
03-31-2003 46.987 62.651
12-31-2002 48.083 62.349