Vitals
  • Total Assets
    281.5M 6.6 %
  • Total Deposits
    223.2M 6.1 %
  • Total Net Loans
    223.1M 11.5 %
  • Net Income
    3.2M 16.3 %
  • Book Value
    28.1M 4.6 %
  • Book Value x2
    56.2M 4.6 %
  • Book Value x3
    84.3M 4.6 %
ROAA

1.177

ROAE

11.642

Efficiency Ratio

76.559

Net Interest Margin

4.524

Balance Sheet Highlights
Financial Highlights First Service Bank All Insured Commercial Banks in Arkansas
Balance Sheet $(000)
Total Assets 281,470 318,289
Total Net Loans 223,126 216,383
Total Deposits 223,190 263,403
Total Equity 28,090 35,927
Profitability
Net Income 3,191 3,504
Return on Average Assets 1.177 .978
Return on Average Equity 11.642 8.333
Net Interest Margin 4.524 3.942
Efficiency Ratio 76.559 67.5
Noninterest Income/Revenue 20.448 22.229
Balance Sheet Ratios
Loan-to-Deposit 99.971 73.916
Securities/Assets .048 .179
Total Equity/Total Assets .1 .113
Tangible Equity/Tangible Assets .1 .105
Capital Adequacy
Tier 1 Common Capital 27,990 33,826
Tier 1 Capital 27,990 33,832
Tier 2 Capital 2,423 2,662
Total Capital 30,413 36,492
Total Risk Weighted Assets 215,205 231,187
Leverage Ratio 9.69 10.961
Common Equity Tier 1 Capital Ratio 13.01 16.798
Tier 1 Capital Ratio 13.01 16.813
Total Capital Ratio 14.13 17.973

Timeline for First Service Bank

First Service Bancshares, Inc.

First Service Bancshares, Inc. became a new parent organization for First Service Bank.

View Profile Dec 27 1996

First Delta Financial Corporation

First Delta Financial Corporation became a new parent organization for First Service Bank.

View Profile Nov 07 1984

First Service Bank

First Service Bank was established 62 years ago and is currently headquartered in Greenbrier, AR.

May 07 1962
Relationships Role Relationship Start Relationship End
First Service Bancshares, Inc. Parent 12/27/1996
First Delta Financial Corporation Parent 11/26/1996 12/26/1996
First Delta Financial Corporation Parent 5/23/1995 11/25/1996
First Delta Financial Corporation Parent 4/29/1994 5/22/1995
First Delta Financial Corporation Parent 12/29/1993 4/28/1994
First Delta Financial Corporation Parent 11/7/1984 12/28/1993
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