Vitals
  • Total Assets
    466.8M -5.8 %
  • Total Deposits
    406.1M -8.9 %
  • Total Net Loans
    382.8M -4.9 %
  • Net Income
    9.8M 33.9 %
  • Book Value
    36.3M 2.3 %
  • Book Value x2
    72.5M 2.3 %
  • Book Value x3
    108.8M 2.3 %
ROAA

1.982

ROAE

27.051

Efficiency Ratio

60.298

Net Interest Margin

4.143

Balance Sheet Highlights
Financial Highlights First National Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 466,778 182,394
Total Net Loans 382,844 122,881
Total Deposits 406,148 153,373
Total Equity 36,262 18,208
Profitability
Net Income 9,833 7,184
Return on Average Assets 1.982 1.115
Return on Average Equity 27.051 11.195
Net Interest Margin 4.143 3.765
Efficiency Ratio 60.298 66.265
Noninterest Income/Revenue 8.321 9.733
Balance Sheet Ratios
Loan-to-Deposit 94.262 74.543
Securities/Assets .11 .944
Total Equity/Total Assets .078 .1
Tangible Equity/Tangible Assets .077 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 35,928 17,018
Tier 2 Capital 12,917 1,391
Total Capital 48,845 18,489
Total Risk Weighted Assets 424,238 135,129
Leverage Ratio 7.41 10.227
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 8.47 15.193
Total Capital Ratio 11.51 16.212

Timeline for First National Bank

Charter One Bank, National Association

First National Bank was acquired by Charter One Bank, National Association 17 years

View Profile Feb 01 2007

Continental Illinois Bank - South Suburban

Acquisition: First National Bank acquired a new subsidiary, Continental Illinois Bank - South Suburban, 35 years

View Profile Nov 01 1988

Greatbanc, Inc.

Greatbanc, Inc. became a new parent organization for First National Bank.

View Profile Dec 30 1987

Fnb Bancorp., Inc.

Fnb Bancorp., Inc. became a new parent organization for First National Bank.

View Profile May 01 1981

First National Bank

First National Bank was established 94 years ago and is currently headquartered in Chicago Heights, IL.

Sep 28 1929
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Charter One Bank, National Association Buyer 46,376,252 Acquisition Discontinued 2/1/2007
Continental Illinois Bank - South Suburban Seller 38,501 Discontinued 11/1/1988
Relationships Role Relationship Start Relationship End
Greatbanc, Inc. Parent 12/30/1987 1/31/2007
Fnb Bancorp., Inc. Parent 5/1/1981 12/29/1987
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