Efficiency Ratio Over Time
Efficiency Ratio First National Bank All Insured Commercial Banks in Illinois
12-31-2006 60.298 66.265
09-30-2006 61.615 65.369
06-30-2006 64.044 65.236
03-31-2006 64.18 65.409
12-31-2005 58.554 64.049
09-30-2005 57.397 63.135
06-30-2005 58.1 63.051
03-31-2005 59.341 63.149
12-31-2004 52.526 63.383
09-30-2004 54.687 62.952
06-30-2004 53.449 63.147
03-31-2004 53.734 63.481
12-31-2003 49.978 63.697
09-30-2003 48.866 62.506
06-30-2003 54.366 62.464
03-31-2003 56.313 62.651
12-31-2002 54.76 62.349